| Weiss Ratings |
Gilmer National Bank
Gilmer, TX |
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| Rating | ||||
| Asset Quality Index | 2.30 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 5.50 | |||
| Company Info |
Gilmer National Bank
Gilmer, TX |
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| FDIC Number | 3219 | |||
| Phone Number | (903) 843-5653 | |||
| Website | www.gnbgilmer.com | |||
| Asset Quality |
Gilmer National Bank
Gilmer, TX |
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| 1-Year Asset Growth | 4.37% | |||
| 5-Year Asset Growth | 10.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 1.81% | |||
| Non-Performing Loans to Capital | 20.08% | |||
| Non-Performing Loans to Loans | 2.35% | |||
| Balance Sheet |
Gilmer National Bank
Gilmer, TX |
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| Total Assets | 365.41M | |||
| Total Deposits | 332.45M | |||
| Capital and Reserves |
Gilmer National Bank
Gilmer, TX |
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| Capital | 32.18M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | 15.95 | |||
| Liquidity |
Gilmer National Bank
Gilmer, TX |
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| Hot Money Ratio | 36.71% | |||
| Liquidity Ratio | 26.15% | |||
| Profitability |
Gilmer National Bank
Gilmer, TX |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 2.75M | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 61.65% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.90% | |||