| Weiss Ratings |
Gilmer National Bank
Gilmer, TX |
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| Rating | ||||
| Asset Quality Index | 2.40 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 5.50 | |||
| Company Info |
Gilmer National Bank
Gilmer, TX |
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| FDIC Number | 3219 | |||
| Phone Number | (903) 843-5653 | |||
| Website | www.gnbgilmer.com | |||
| Asset Quality |
Gilmer National Bank
Gilmer, TX |
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| 1-Year Asset Growth | 4.07% | |||
| 5-Year Asset Growth | 11.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 1.79% | |||
| Non-Performing Loans to Capital | 19.48% | |||
| Non-Performing Loans to Loans | 2.46% | |||
| Balance Sheet |
Gilmer National Bank
Gilmer, TX |
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| Total Assets | 364.84M | |||
| Total Deposits | 331.09M | |||
| Capital and Reserves |
Gilmer National Bank
Gilmer, TX |
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| Capital | 32.05M | |||
| Leverage Ratio | 9.77 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 16.61 | |||
| Liquidity |
Gilmer National Bank
Gilmer, TX |
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| Hot Money Ratio | 36.64% | |||
| Liquidity Ratio | 27.05% | |||
| Profitability |
Gilmer National Bank
Gilmer, TX |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 2.03M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 63.23% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 8.86% | |||