Summit State Bank
| Weiss Ratings |
Summit State Bank
Santa Rosa, CA |
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| Rating | ||||
| Asset Quality Index | 2.10 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.50 | |||
| Company Info |
Summit State Bank
Santa Rosa, CA |
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| FDIC Number | 32203 | |||
| Phone Number | (707) 568-6000 | |||
| Website | summitstatebank.com | |||
| Asset Quality |
Summit State Bank
Santa Rosa, CA |
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| 1-Year Asset Growth | -10.03% | |||
| 5-Year Asset Growth | 10.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 2.78% | |||
| Non-Performing Loans to Capital | 20.01% | |||
| Non-Performing Loans to Loans | 2.76% | |||
| Balance Sheet |
Summit State Bank
Santa Rosa, CA |
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| Total Assets | 1.01B | |||
| Total Deposits | 888.79M | |||
| Capital and Reserves |
Summit State Bank
Santa Rosa, CA |
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| Capital | 99.73M | |||
| Leverage Ratio | 10.24 | |||
| Loan Loss Reserves to Loans | 1.65% | |||
| Risk-Based Capital Ratio | 13.20 | |||
| Liquidity |
Summit State Bank
Santa Rosa, CA |
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| Hot Money Ratio | 22.41% | |||
| Liquidity Ratio | 13.75% | |||
| Profitability |
Summit State Bank
Santa Rosa, CA |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 5.73M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 64.96% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 7.92% | |||