Summit State Bank
| Weiss Ratings |
Summit State Bank
Santa Rosa, CA |
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| Rating | ||||
| Asset Quality Index | 1.70 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 6.10 | |||
| Company Info |
Summit State Bank
Santa Rosa, CA |
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| FDIC Number | 32203 | |||
| Phone Number | (707) 568-6000 | |||
| Website | summitstatebank.com | |||
| Asset Quality |
Summit State Bank
Santa Rosa, CA |
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| 1-Year Asset Growth | -7.04% | |||
| 5-Year Asset Growth | 3.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 2.19% | |||
| Non-Performing Assets to Assets | 2.10% | |||
| Non-Performing Loans to Capital | 14.99% | |||
| Non-Performing Loans to Loans | 2.48% | |||
| Balance Sheet |
Summit State Bank
Santa Rosa, CA |
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| Total Assets | 959.78M | |||
| Total Deposits | 846.13M | |||
| Capital and Reserves |
Summit State Bank
Santa Rosa, CA |
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| Capital | 101.36M | |||
| Leverage Ratio | 10.84 | |||
| Loan Loss Reserves to Loans | 1.69% | |||
| Risk-Based Capital Ratio | 14.80 | |||
| Liquidity |
Summit State Bank
Santa Rosa, CA |
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| Hot Money Ratio | 20.19% | |||
| Liquidity Ratio | 20.40% | |||
| Profitability |
Summit State Bank
Santa Rosa, CA |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 367.00K | |||
| Net Interest Spread | 3.79% | |||
| Operating Profit to Average Assets | 0.07% | |||
| Overhead Efficiency Ratio | 64.01% | |||
| Return on Assets | 0.07% | |||
| Return on Equity | 0.72% | |||