Summit State Bank
| Weiss Ratings |
Summit State Bank
Santa Rosa, CA |
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| Rating | ||||
| Asset Quality Index | 2.00 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.80 | |||
| Company Info |
Summit State Bank
Santa Rosa, CA |
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| FDIC Number | 32203 | |||
| Phone Number | (707) 568-6000 | |||
| Website | summitstatebank.com | |||
| Asset Quality |
Summit State Bank
Santa Rosa, CA |
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| 1-Year Asset Growth | -5.86% | |||
| 5-Year Asset Growth | 3.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 2.72% | |||
| Non-Performing Loans to Capital | 20.99% | |||
| Non-Performing Loans to Loans | 2.96% | |||
| Balance Sheet |
Summit State Bank
Santa Rosa, CA |
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| Total Assets | 1.00B | |||
| Total Deposits | 891.11M | |||
| Capital and Reserves |
Summit State Bank
Santa Rosa, CA |
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| Capital | 101.17M | |||
| Leverage Ratio | 10.37 | |||
| Loan Loss Reserves to Loans | 1.71% | |||
| Risk-Based Capital Ratio | 13.69 | |||
| Liquidity |
Summit State Bank
Santa Rosa, CA |
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| Hot Money Ratio | 21.93% | |||
| Liquidity Ratio | 14.60% | |||
| Profitability |
Summit State Bank
Santa Rosa, CA |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 6.80M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 67.25% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 6.98% | |||