B
The First National Bank of Granbury
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Granbury
Granbury, TX
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 5.90
Stability Index 7.00
Company Info The First National Bank of Granbury
Granbury, TX
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FDIC Number 3228
Phone Number (817) 573-2655
Website www.fnbgranbury.com
Asset Quality The First National Bank of Granbury
Granbury, TX
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1-Year Asset Growth 1.72%
5-Year Asset Growth 5.42%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 4.26%
Non-Performing Loans to Loans 1.18%
Balance Sheet The First National Bank of Granbury
Granbury, TX
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Total Assets 946.35M
Total Deposits 835.28M
Capital and Reserves The First National Bank of Granbury
Granbury, TX
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Capital 105.38M
Leverage Ratio 12.13
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Granbury
Granbury, TX
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Hot Money Ratio 24.76%
Liquidity Ratio 40.74%
Profitability The First National Bank of Granbury
Granbury, TX
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5-Year Return on Average Assets 1.05%
Net Income 6.37M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 58.07%
Return on Assets 1.34%
Return on Equity 12.53%