C
Woodsfield Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Woodsfield Savings Bank
Woodsfield, OH
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Rating C
Asset Quality Index 5.10
Capitalization Index 6.60
Liquidity Index 2.40
Profitability Index 3.30
Stability Index 4.40
Company Info Woodsfield Savings Bank
Woodsfield, OH
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FDIC Number 32292
Phone Number (740) 472-1641
Website www.woodsfieldsavings.com
Asset Quality Woodsfield Savings Bank
Woodsfield, OH
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1-Year Asset Growth 3.33%
5-Year Asset Growth 11.07%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 4.93%
Non-Performing Loans to Loans 0.66%
Balance Sheet Woodsfield Savings Bank
Woodsfield, OH
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Total Assets 114.09M
Total Deposits 104.53M
Capital and Reserves Woodsfield Savings Bank
Woodsfield, OH
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Capital 9.08M
Leverage Ratio 8.58
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 15.70
Liquidity Woodsfield Savings Bank
Woodsfield, OH
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Hot Money Ratio 20.10%
Liquidity Ratio 20.46%
Profitability Woodsfield Savings Bank
Woodsfield, OH
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5-Year Return on Average Assets 0.62%
Net Income 305.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 78.06%
Return on Assets 0.54%
Return on Equity 6.91%