C
Woodsfield Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Woodsfield Savings Bank
Woodsfield, OH
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Rating C
Asset Quality Index 4.10
Capitalization Index 6.80
Liquidity Index 2.10
Profitability Index 2.60
Stability Index 4.80
Company Info Woodsfield Savings Bank
Woodsfield, OH
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FDIC Number 32292
Phone Number (740) 472-1641
Website www.woodsfieldsavings.com
Asset Quality Woodsfield Savings Bank
Woodsfield, OH
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1-Year Asset Growth 6.06%
5-Year Asset Growth 11.07%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 9.17%
Non-Performing Loans to Loans 1.22%
Balance Sheet Woodsfield Savings Bank
Woodsfield, OH
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Total Assets 109.21M
Total Deposits 100.15M
Capital and Reserves Woodsfield Savings Bank
Woodsfield, OH
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Capital 8.59M
Leverage Ratio 8.77
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 15.60
Liquidity Woodsfield Savings Bank
Woodsfield, OH
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Hot Money Ratio 23.16%
Liquidity Ratio 18.97%
Profitability Woodsfield Savings Bank
Woodsfield, OH
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5-Year Return on Average Assets 0.65%
Net Income 307.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 89.76%
Return on Assets 0.29%
Return on Equity 3.61%