C
Union Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.48
Return On
Assets
0.86%
Total
Assets
3.90B
Capital
396.95M
Total
Deposits
3.41B
Net
Income
32.45M
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Weiss Ratings Union Savings Bank
Cincinnati, OH 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 9.20
Liquidity Index 2.40
Profitability Index 1.90
Stability Index 9.80
Company Info Union Savings Bank
Cincinnati, OH 		Click to
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FDIC Number 32296
Phone Number (513) 247-0300
Website usavingsbank.com
Asset Quality Union Savings Bank
Cincinnati, OH 		Click to
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1-Year Asset Growth -0.51%
5-Year Asset Growth 5.35%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.73%
Non-Performing Loans to Loans 0.34%
Balance Sheet Union Savings Bank
Cincinnati, OH 		Click to
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Total Assets 3.90B
Total Deposits 3.41B
Capital and Reserves Union Savings Bank
Cincinnati, OH 		Click to
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Capital 396.95M
Leverage Ratio 10.48
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio --
Liquidity Union Savings Bank
Cincinnati, OH 		Click to
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Hot Money Ratio 30.72%
Liquidity Ratio 7.10%
Profitability Union Savings Bank
Cincinnati, OH 		Click to
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5-Year Return on Average Assets 2.54%
Net Income 32.45M
Net Interest Spread 2.00%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 70.58%
Return on Assets 0.86%
Return on Equity 8.23%