Taylorsville Savings Bank, SSB

Taylorsville, NC

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Taylorsville Savings Bank, SSB Taylorsville, NC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.60
Capitalization Index	6.00
Liquidity Index	0.90
Profitability Index	3.60
Stability Index	3.20

Company Info	Taylorsville Savings Bank, SSB Taylorsville, NC	Click to Compare	Click to Compare	Click to Compare
FDIC Number	32348
Phone Number	(828) 632-4228
Website	taylorsvillesavings.com

Asset Quality	Taylorsville Savings Bank, SSB Taylorsville, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	22.07%
5-Year Asset Growth	13.66%
5-Year Charge-Offs to Average Loans	0.03%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.48%
Non-Performing Loans to Capital	4.64%
Non-Performing Loans to Loans	0.63%

Balance Sheet	Taylorsville Savings Bank, SSB Taylorsville, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	213.00M
Total Deposits	197.27M

Capital and Reserves	Taylorsville Savings Bank, SSB Taylorsville, NC	Click to Compare	Click to Compare	Click to Compare
Capital	13.59M
Leverage Ratio	8.01
Loan Loss Reserves to Loans	0.88%
Risk-Based Capital Ratio	14.68

Liquidity	Taylorsville Savings Bank, SSB Taylorsville, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	34.32%
Liquidity Ratio	19.28%

Profitability	Taylorsville Savings Bank, SSB Taylorsville, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.53%
Net Income	951.00K
Net Interest Spread	2.99%
Operating Profit to Average Assets	0.82%
Overhead Efficiency Ratio	68.60%
Return on Assets	0.62%
Return on Equity	9.86%