| Weiss Ratings |
Presidential Bank, FSB
Bethesda, MD |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.90 | |||
| Company Info |
Presidential Bank, FSB
Bethesda, MD |
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| FDIC Number | 32363 | |||
| Phone Number | (301) 652-1616 | |||
| Website | www.presidential.com/ | |||
| Asset Quality |
Presidential Bank, FSB
Bethesda, MD |
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| 1-Year Asset Growth | 4.53% | |||
| 5-Year Asset Growth | 11.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 8.71% | |||
| Non-Performing Loans to Loans | 1.23% | |||
| Balance Sheet |
Presidential Bank, FSB
Bethesda, MD |
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| Total Assets | 974.19M | |||
| Total Deposits | 798.42M | |||
| Capital and Reserves |
Presidential Bank, FSB
Bethesda, MD |
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| Capital | 85.88M | |||
| Leverage Ratio | 9.38 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Risk-Based Capital Ratio | 13.66 | |||
| Liquidity |
Presidential Bank, FSB
Bethesda, MD |
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| Hot Money Ratio | 15.09% | |||
| Liquidity Ratio | 13.66% | |||
| Profitability |
Presidential Bank, FSB
Bethesda, MD |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 1.49M | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 0.12% | |||
| Overhead Efficiency Ratio | 91.95% | |||
| Return on Assets | 0.16% | |||
| Return on Equity | 1.76% | |||