| Weiss Ratings |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 5.50 | |||
| Company Info |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 32363 | |||
| Phone Number | (301) 652-1616 | |||
| Website | www.presidential.com/ | |||
| Asset Quality |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.69% | |||
| 5-Year Asset Growth | 11.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 1.21% | |||
| Non-Performing Loans to Capital | 9.70% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 956.13M | |||
| Total Deposits | 847.72M | |||
| Capital and Reserves |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 87.27M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 13.77 | |||
| Liquidity |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.01% | |||
| Liquidity Ratio | 11.87% | |||
| Profitability |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 701.00K | |||
| Net Interest Spread | 3.24% | |||
| Operating Profit to Average Assets | 0.37% | |||
| Overhead Efficiency Ratio | 88.82% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 3.24% | |||