| Weiss Ratings |
Presidential Bank, FSB
Bethesda, MD |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 6.60 | |||
| Company Info |
Presidential Bank, FSB
Bethesda, MD |
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| FDIC Number | 32363 | |||
| Phone Number | (301) 652-1616 | |||
| Website | www.presidential.com/ | |||
| Asset Quality |
Presidential Bank, FSB
Bethesda, MD |
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| 1-Year Asset Growth | -0.63% | |||
| 5-Year Asset Growth | 5.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.68% | |||
| Non-Performing Loans to Capital | 13.22% | |||
| Non-Performing Loans to Loans | 1.85% | |||
| Balance Sheet |
Presidential Bank, FSB
Bethesda, MD |
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| Total Assets | 1.01B | |||
| Total Deposits | 897.14M | |||
| Capital and Reserves |
Presidential Bank, FSB
Bethesda, MD |
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| Capital | 93.06M | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | 14.75 | |||
| Liquidity |
Presidential Bank, FSB
Bethesda, MD |
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| Hot Money Ratio | 14.54% | |||
| Liquidity Ratio | 16.86% | |||
| Profitability |
Presidential Bank, FSB
Bethesda, MD |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 2.52M | |||
| Net Interest Spread | 3.39% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 87.91% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 5.50% | |||