C
Presidential Bank, FSB
Rating Date
August 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Presidential Bank, FSB
Bethesda, MD
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Rating C
Asset Quality Index 5.80
Capitalization Index 7.20
Liquidity Index 0.20
Profitability Index 1.20
Stability Index 5.50
Company Info Presidential Bank, FSB
Bethesda, MD
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FDIC Number 32363
Phone Number (301) 652-1616
Website www.presidential.com/
Asset Quality Presidential Bank, FSB
Bethesda, MD
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1-Year Asset Growth 17.43%
5-Year Asset Growth 14.99%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 6.44%
Non-Performing Loans to Loans 0.77%
Balance Sheet Presidential Bank, FSB
Bethesda, MD
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Total Assets 1.02B
Total Deposits 762.39M
Capital and Reserves Presidential Bank, FSB
Bethesda, MD
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Capital 85.91M
Leverage Ratio 9.13
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 13.14
Liquidity Presidential Bank, FSB
Bethesda, MD
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Hot Money Ratio 16.55%
Liquidity Ratio 14.54%
Profitability Presidential Bank, FSB
Bethesda, MD
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5-Year Return on Average Assets 1.05%
Net Income 544.00K
Net Interest Spread 3.11%
Operating Profit to Average Assets 0.09%
Overhead Efficiency Ratio 91.57%
Return on Assets 0.08%
Return on Equity 0.86%