| Weiss Ratings |
Presidential Bank, FSB
Bethesda, MD |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.50 | |||
| Company Info |
Presidential Bank, FSB
Bethesda, MD |
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| FDIC Number | 32363 | |||
| Phone Number | (301) 652-1616 | |||
| Website | www.presidential.com/ | |||
| Asset Quality |
Presidential Bank, FSB
Bethesda, MD |
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| 1-Year Asset Growth | 2.21% | |||
| 5-Year Asset Growth | 11.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 1.29% | |||
| Non-Performing Loans to Capital | 8.95% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
Presidential Bank, FSB
Bethesda, MD |
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| Total Assets | 1.04B | |||
| Total Deposits | 927.11M | |||
| Capital and Reserves |
Presidential Bank, FSB
Bethesda, MD |
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| Capital | 90.28M | |||
| Leverage Ratio | 9.04 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Risk-Based Capital Ratio | 13.79 | |||
| Liquidity |
Presidential Bank, FSB
Bethesda, MD |
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| Hot Money Ratio | 18.51% | |||
| Liquidity Ratio | 17.06% | |||
| Profitability |
Presidential Bank, FSB
Bethesda, MD |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 3.44M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 87.23% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 5.19% | |||