| Weiss Ratings |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.20 | |||
| Company Info |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 32363 | |||
| Phone Number | (301) 652-1616 | |||
| Website | www.presidential.com/ | |||
| Asset Quality |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.51% | |||
| 5-Year Asset Growth | 5.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 1.54% | |||
| Non-Performing Loans to Capital | 12.92% | |||
| Non-Performing Loans to Loans | 1.76% | |||
| Balance Sheet |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.06B | |||
| Total Deposits | 944.88M | |||
| Capital and Reserves |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 91.02M | |||
| Leverage Ratio | 8.88 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | 14.15 | |||
| Liquidity |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.78% | |||
| Liquidity Ratio | 20.58% | |||
| Profitability |
Presidential Bank, FSB
Bethesda, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 4.47M | |||
| Net Interest Spread | 3.18% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 87.84% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 5.03% | |||