| Weiss Ratings |
The State National Bank of Groom
Groom, TX |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 4.90 | |||
| Company Info |
The State National Bank of Groom
Groom, TX |
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| FDIC Number | 3237 | |||
| Phone Number | (806) 248-7531 | |||
| Website | www.snbgroom.com | |||
| Asset Quality |
The State National Bank of Groom
Groom, TX |
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| 1-Year Asset Growth | 38.47% | |||
| 5-Year Asset Growth | 6.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 6.90% | |||
| Non-Performing Assets to Assets | 1.06% | |||
| Non-Performing Loans to Capital | 2.01% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
The State National Bank of Groom
Groom, TX |
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| Total Assets | 59.40M | |||
| Total Deposits | 51.74M | |||
| Capital and Reserves |
The State National Bank of Groom
Groom, TX |
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| Capital | 7.56M | |||
| Leverage Ratio | 14.25 | |||
| Loan Loss Reserves to Loans | 2.17% | |||
| Risk-Based Capital Ratio | 16.85 | |||
| Liquidity |
The State National Bank of Groom
Groom, TX |
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| Hot Money Ratio | 30.05% | |||
| Liquidity Ratio | 24.71% | |||
| Profitability |
The State National Bank of Groom
Groom, TX |
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| 5-Year Return on Average Assets | -0.05% | |||
| Net Income | -898.00K | |||
| Net Interest Spread | 4.53% | |||
| Operating Profit to Average Assets | -8.22% | |||
| Overhead Efficiency Ratio | 110.80% | |||
| Return on Assets | -6.70% | |||
| Return on Equity | -44.94% | |||