| Weiss Ratings |
The State National Bank of Groom
Groom, TX |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.50 | |||
| Company Info |
The State National Bank of Groom
Groom, TX |
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| FDIC Number | 3237 | |||
| Phone Number | (806) 248-7531 | |||
| Website | www.snbgroom.com | |||
| Asset Quality |
The State National Bank of Groom
Groom, TX |
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| 1-Year Asset Growth | -9.03% | |||
| 5-Year Asset Growth | 9.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 1.02% | |||
| Non-Performing Loans to Capital | 1.88% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
The State National Bank of Groom
Groom, TX |
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| Total Assets | 55.13M | |||
| Total Deposits | 47.68M | |||
| Capital and Reserves |
The State National Bank of Groom
Groom, TX |
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| Capital | 7.37M | |||
| Leverage Ratio | 12.60 | |||
| Loan Loss Reserves to Loans | 1.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The State National Bank of Groom
Groom, TX |
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| Hot Money Ratio | 19.04% | |||
| Liquidity Ratio | 20.18% | |||
| Profitability |
The State National Bank of Groom
Groom, TX |
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| 5-Year Return on Average Assets | -0.60% | |||
| Net Income | 247.00K | |||
| Net Interest Spread | 4.12% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 87.67% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 6.77% | |||