Weiss Ratings |
Citizens Bank
Columbia, MS |
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Rating | ||||
Asset Quality Index | 8.20 | |||
Capitalization Index | 10.00 | |||
Liquidity Index | 3.00 | |||
Profitability Index | 8.60 | |||
Stability Index | 6.30 | |||
Company Info |
Citizens Bank
Columbia, MS |
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FDIC Number | 324 | |||
Phone Number | (601) 736-2601 | |||
Website | www.citizensbk.com | |||
Asset Quality |
Citizens Bank
Columbia, MS |
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1-Year Asset Growth | 5.47% | |||
5-Year Asset Growth | 2.29% | |||
5-Year Charge-Offs to Average Loans | 0.17% | |||
Charge-Offs to Average Loans | 1.32% | |||
Non-Performing Assets to Assets | 0.51% | |||
Non-Performing Loans to Capital | 2.30% | |||
Non-Performing Loans to Loans | 0.72% | |||
Balance Sheet |
Citizens Bank
Columbia, MS |
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Total Assets | 474.77M | |||
Total Deposits | 416.12M | |||
Capital and Reserves |
Citizens Bank
Columbia, MS |
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Capital | 54.29M | |||
Leverage Ratio | 12.70 | |||
Loan Loss Reserves to Loans | 1.23% | |||
Risk-Based Capital Ratio | 21.46 | |||
Liquidity |
Citizens Bank
Columbia, MS |
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Hot Money Ratio | 21.49% | |||
Liquidity Ratio | 32.02% | |||
Profitability |
Citizens Bank
Columbia, MS |
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5-Year Return on Average Assets | 1.86% | |||
Net Income | 2.20M | |||
Net Interest Spread | 4.65% | |||
Operating Profit to Average Assets | 1.88% | |||
Overhead Efficiency Ratio | 60.89% | |||
Return on Assets | 1.88% | |||
Return on Equity | 16.12% | |||