| Weiss Ratings |
Citizens Bank
Columbia, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Citizens Bank
Columbia, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 324 | |||
| Phone Number | (601) 736-2601 | |||
| Website | www.citizensbk.com | |||
| Asset Quality |
Citizens Bank
Columbia, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.72% | |||
| 5-Year Asset Growth | 2.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 2.04% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Citizens Bank
Columbia, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 480.86M | |||
| Total Deposits | 416.70M | |||
| Capital and Reserves |
Citizens Bank
Columbia, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 59.53M | |||
| Leverage Ratio | 13.19 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 23.32 | |||
| Liquidity |
Citizens Bank
Columbia, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.49% | |||
| Liquidity Ratio | 33.83% | |||
| Profitability |
Citizens Bank
Columbia, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.86% | |||
| Net Income | 7.64M | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 2.15% | |||
| Overhead Efficiency Ratio | 58.14% | |||
| Return on Assets | 2.15% | |||
| Return on Equity | 18.26% | |||