C
United Midwest Savings Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
20.44
Leverage
Ratio
13.01
Return On
Assets
0.98%
Total
Assets
506.66M
Capital
68.93M
Total
Deposits
419.46M
Net
Income
4.86M
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Weiss Ratings United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Rating C
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 4.40
Stability Index 3.70
Company Info United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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FDIC Number 32441
Phone Number (937) 585-5861
Website www.umwsb.com/
Asset Quality United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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1-Year Asset Growth 3.34%
5-Year Asset Growth 6.54%
5-Year Charge-Offs to Average Loans 1.04%
Charge-Offs to Average Loans 1.76%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.04%
Non-Performing Loans to Loans 1.18%
Balance Sheet United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Total Assets 506.66M
Total Deposits 419.46M
Capital and Reserves United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Capital 68.93M
Leverage Ratio 13.01
Loan Loss Reserves to Loans 2.68%
Risk-Based Capital Ratio 20.44
Liquidity United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Hot Money Ratio 54.50%
Liquidity Ratio 27.30%
Profitability United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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5-Year Return on Average Assets 1.59%
Net Income 4.86M
Net Interest Spread 4.68%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 74.40%
Return on Assets 0.98%
Return on Equity 7.07%