C
United Midwest Savings Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
20.61
Leverage
Ratio
13.11
Return On
Assets
1.30%
Total
Assets
507.12M
Capital
68.85M
Total
Deposits
418.66M
Net
Income
4.80M
My Lists My Alerts
Weiss Ratings United Midwest Savings Bank, National Association
De Graff, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 7.00
Stability Index 3.70
Company Info United Midwest Savings Bank, National Association
De Graff, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 32441
Phone Number (937) 585-5861
Website www.umwsb.com/
Asset Quality United Midwest Savings Bank, National Association
De Graff, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.42%
5-Year Asset Growth 13.41%
5-Year Charge-Offs to Average Loans 1.04%
Charge-Offs to Average Loans 1.69%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 3.62%
Non-Performing Loans to Loans 2.11%
Balance Sheet United Midwest Savings Bank, National Association
De Graff, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 507.12M
Total Deposits 418.66M
Capital and Reserves United Midwest Savings Bank, National Association
De Graff, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 68.85M
Leverage Ratio 13.11
Loan Loss Reserves to Loans 2.47%
Risk-Based Capital Ratio 20.61
Liquidity United Midwest Savings Bank, National Association
De Graff, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 52.96%
Liquidity Ratio 25.70%
Profitability United Midwest Savings Bank, National Association
De Graff, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.59%
Net Income 4.80M
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 72.98%
Return on Assets 1.30%
Return on Equity 9.31%