C
United Midwest Savings Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
21.39
Leverage
Ratio
13.58
Return On
Assets
1.39%
Total
Assets
493.46M
Capital
69.38M
Total
Deposits
405.08M
Net
Income
3.39M
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Weiss Ratings United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 7.80
Stability Index 3.70
Company Info United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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FDIC Number 32441
Phone Number (937) 585-5861
Website www.umwsb.com/
Asset Quality United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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1-Year Asset Growth 1.02%
5-Year Asset Growth 13.41%
5-Year Charge-Offs to Average Loans 1.04%
Charge-Offs to Average Loans 1.70%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 5.58%
Non-Performing Loans to Loans 2.28%
Balance Sheet United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Total Assets 493.46M
Total Deposits 405.08M
Capital and Reserves United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Capital 69.38M
Leverage Ratio 13.58
Loan Loss Reserves to Loans 2.52%
Risk-Based Capital Ratio 21.39
Liquidity United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Hot Money Ratio 53.73%
Liquidity Ratio 26.61%
Profitability United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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5-Year Return on Average Assets 1.59%
Net Income 3.39M
Net Interest Spread 4.64%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 71.70%
Return on Assets 1.39%
Return on Equity 9.88%