C
United Midwest Savings Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
19.68
Leverage
Ratio
12.93
Return On
Assets
0.86%
Total
Assets
523.44M
Capital
71.14M
Total
Deposits
430.77M
Net
Income
2.22M
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Weiss Ratings United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Rating C
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 2.90
Stability Index 7.60
Company Info United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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FDIC Number 32441
Phone Number (937) 585-5861
Website www.umwsb.com/
Asset Quality United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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1-Year Asset Growth 6.08%
5-Year Asset Growth 6.54%
5-Year Charge-Offs to Average Loans 1.18%
Charge-Offs to Average Loans 2.24%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 2.87%
Non-Performing Loans to Loans 1.11%
Balance Sheet United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Total Assets 523.44M
Total Deposits 430.77M
Capital and Reserves United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Capital 71.14M
Leverage Ratio 12.93
Loan Loss Reserves to Loans 2.31%
Risk-Based Capital Ratio 19.68
Liquidity United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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Hot Money Ratio 54.37%
Liquidity Ratio 24.18%
Profitability United Midwest Savings Bank, National Association
De Graff, OH 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 2.22M
Net Interest Spread 4.42%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 78.34%
Return on Assets 0.86%
Return on Equity 6.26%