Major Rating Factors:
A current level of 7.3 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Fair asset quality (4.3). Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.0 has resulted in Very Weak (0.5) profitability.
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 8.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Asset Mix:
Home mtgs (16%), securities (13%), comm re (10%), home eq lns (6%), comm loans (4%), cash (3%), other (48%)
States with Branches:
CA, HI, OR, WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
HomeStreet, Inc.
Investment Rating
--
Address
601 Union Street
Seattle, WA 98101
Seattle, WA 98101
Phone Number
(206) 623-3050
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.