| Weiss Ratings |
VeraBank, National Association
Henderson, TX |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 9.90 | |||
| Company Info |
VeraBank, National Association
Henderson, TX |
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| FDIC Number | 3250 | |||
| Phone Number | (903) 657-8521 | |||
| Website | www.verabank.com | |||
| Asset Quality |
VeraBank, National Association
Henderson, TX |
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| 1-Year Asset Growth | 6.39% | |||
| 5-Year Asset Growth | 9.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 5.01% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
VeraBank, National Association
Henderson, TX |
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| Total Assets | 4.58B | |||
| Total Deposits | 4.02B | |||
| Capital and Reserves |
VeraBank, National Association
Henderson, TX |
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| Capital | 522.07M | |||
| Leverage Ratio | 11.03 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 18.50 | |||
| Liquidity |
VeraBank, National Association
Henderson, TX |
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| Hot Money Ratio | 11.10% | |||
| Liquidity Ratio | 28.34% | |||
| Profitability |
VeraBank, National Association
Henderson, TX |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 36.35M | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 1.99% | |||
| Overhead Efficiency Ratio | 57.87% | |||
| Return on Assets | 1.61% | |||
| Return on Equity | 14.07% | |||