| Weiss Ratings |
VeraBank, National Association
Henderson, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
VeraBank, National Association
Henderson, TX |
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| FDIC Number | 3250 | |||
| Phone Number | (903) 657-8521 | |||
| Website | www.verabank.com | |||
| Asset Quality |
VeraBank, National Association
Henderson, TX |
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| 1-Year Asset Growth | 2.26% | |||
| 5-Year Asset Growth | 15.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 4.73% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
VeraBank, National Association
Henderson, TX |
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| Total Assets | 4.34B | |||
| Total Deposits | 3.82B | |||
| Capital and Reserves |
VeraBank, National Association
Henderson, TX |
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| Capital | 486.83M | |||
| Leverage Ratio | 10.78 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 17.59 | |||
| Liquidity |
VeraBank, National Association
Henderson, TX |
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| Hot Money Ratio | 10.67% | |||
| Liquidity Ratio | 22.80% | |||
| Profitability |
VeraBank, National Association
Henderson, TX |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 46.37M | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 58.61% | |||
| Return on Assets | 1.43% | |||
| Return on Equity | 13.36% | |||