D
BayVanguard Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BayVanguard Bank
Sparrows Point, MD
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 6.30
Stability Index 3.70
Company Info BayVanguard Bank
Sparrows Point, MD
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 32527
Phone Number (410) 477-5000
Website www.bayvanguard.com
Asset Quality BayVanguard Bank
Sparrows Point, MD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -3.54%
5-Year Asset Growth 2.32%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 2.60%
Non-Performing Loans to Loans 0.67%
Balance Sheet BayVanguard Bank
Sparrows Point, MD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 868.71M
Total Deposits 689.12M
Capital and Reserves BayVanguard Bank
Sparrows Point, MD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 162.59M
Leverage Ratio 17.13
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio 23.34
Liquidity BayVanguard Bank
Sparrows Point, MD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.71%
Liquidity Ratio 11.40%
Profitability BayVanguard Bank
Sparrows Point, MD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.54%
Net Income 4.50M
Net Interest Spread 4.34%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 66.46%
Return on Assets 1.00%
Return on Equity 5.57%