BayVanguard Bank
| Weiss Ratings |
BayVanguard Bank
Sparrows Point, MD |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
BayVanguard Bank
Sparrows Point, MD |
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| FDIC Number | 32527 | |||
| Phone Number | (410) 477-5000 | |||
| Website | www.bayvanguard.com | |||
| Asset Quality |
BayVanguard Bank
Sparrows Point, MD |
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| 1-Year Asset Growth | 3.45% | |||
| 5-Year Asset Growth | 41.46% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 2.94% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
BayVanguard Bank
Sparrows Point, MD |
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| Total Assets | 914.18M | |||
| Total Deposits | 694.73M | |||
| Capital and Reserves |
BayVanguard Bank
Sparrows Point, MD |
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| Capital | 186.45M | |||
| Leverage Ratio | 19.39 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 25.32 | |||
| Liquidity |
BayVanguard Bank
Sparrows Point, MD |
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| Hot Money Ratio | 11.20% | |||
| Liquidity Ratio | 11.28% | |||
| Profitability |
BayVanguard Bank
Sparrows Point, MD |
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| 5-Year Return on Average Assets | 1.44% | |||
| Net Income | 2.24M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 66.12% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 4.83% | |||