B
The Citizens National Bank of Hillsboro
Rating Date
March 2026
Risk Based
Capital Ratio
30.96
Leverage
Ratio
12.48
Return On
Assets
0.98%
Total
Assets
233.42M
Capital
15.59M
Total
Deposits
215.57M
Net
Income
2.11M
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Weiss Ratings The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 4.00
Stability Index 2.90
Company Info The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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FDIC Number 3255
Phone Number (254) 582-2531
Website www.cnbhillsboro.com
Asset Quality The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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1-Year Asset Growth 6.45%
5-Year Asset Growth 2.24%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Total Assets 233.42M
Total Deposits 215.57M
Capital and Reserves The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Capital 15.59M
Leverage Ratio 12.48
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 30.96
Liquidity The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Hot Money Ratio 19.14%
Liquidity Ratio 45.15%
Profitability The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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5-Year Return on Average Assets 0.91%
Net Income 2.11M
Net Interest Spread 2.28%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 69.92%
Return on Assets 0.98%
Return on Equity 17.34%