B
The Citizens National Bank of Hillsboro
Rating Date
August 2026
Risk Based
Capital Ratio
33.70
Leverage
Ratio
12.53
Return On
Assets
1.19%
Total
Assets
224.37M
Capital
15.71M
Total
Deposits
206.91M
Net
Income
1.38M
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Weiss Ratings The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 4.40
Stability Index 3.20
Company Info The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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FDIC Number 3255
Phone Number (254) 582-2531
Website www.cnbhillsboro.com
Asset Quality The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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1-Year Asset Growth 4.94%
5-Year Asset Growth 2.24%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Total Assets 224.37M
Total Deposits 206.91M
Capital and Reserves The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Capital 15.71M
Leverage Ratio 12.53
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 33.70
Liquidity The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Hot Money Ratio 19.95%
Liquidity Ratio 45.19%
Profitability The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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5-Year Return on Average Assets 0.89%
Net Income 1.38M
Net Interest Spread 2.48%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 65.49%
Return on Assets 1.19%
Return on Equity 17.72%