B
The Citizens National Bank of Hillsboro
Rating Date
October 2025
Risk Based
Capital Ratio
31.86
Leverage
Ratio
13.30
Return On
Assets
0.90%
Total
Assets
213.30M
Capital
14.13M
Total
Deposits
197.38M
Net
Income
1.43M
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Weiss Ratings The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 3.90
Stability Index 3.20
Company Info The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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FDIC Number 3255
Phone Number (254) 582-2531
Website www.cnbhillsboro.com
Asset Quality The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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1-Year Asset Growth -2.34%
5-Year Asset Growth 5.15%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Total Assets 213.30M
Total Deposits 197.38M
Capital and Reserves The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Capital 14.13M
Leverage Ratio 13.30
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 31.86
Liquidity The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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Hot Money Ratio 20.94%
Liquidity Ratio 39.21%
Profitability The Citizens National Bank of Hillsboro
Hillsboro, TX 		Click to
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5-Year Return on Average Assets 0.91%
Net Income 1.43M
Net Interest Spread 2.22%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 71.96%
Return on Assets 0.90%
Return on Equity 16.92%