B
LendingClub Bank, National Association
LehiUT
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings LendingClub Bank, National Association
Lehi, UT
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Rating B
Asset Quality Index 4.00
Capitalization Index 9.80
Liquidity Index 5.20
Profitability Index 5.70
Stability Index 7.30
Company Info LendingClub Bank, National Association
Lehi, UT
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FDIC Number 32551
Phone Number (888) 376-6642
Website www.lendingclub.com
Asset Quality LendingClub Bank, National Association
Lehi, UT
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1-Year Asset Growth 1.10%
5-Year Asset Growth 130.61%
5-Year Charge-Offs to Average Loans 2.28%
Charge-Offs to Average Loans 2.51%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 4.18%
Non-Performing Loans to Loans 1.86%
Balance Sheet LendingClub Bank, National Association
Lehi, UT
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Total Assets 10.97B
Total Deposits 9.52B
Capital and Reserves LendingClub Bank, National Association
Lehi, UT
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Capital 1.25B
Leverage Ratio 10.85
Loan Loss Reserves to Loans 4.42%
Risk-Based Capital Ratio 17.11
Liquidity LendingClub Bank, National Association
Lehi, UT
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Hot Money Ratio 10.39%
Liquidity Ratio 42.90%
Profitability LendingClub Bank, National Association
Lehi, UT
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5-Year Return on Average Assets 1.13%
Net Income 92.85M
Net Interest Spread 6.07%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 62.67%
Return on Assets 1.19%
Return on Equity 10.40%