C
Horizon Bank, SSB
AustinTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Horizon Bank, SSB
Austin, TX
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Rating C
Asset Quality Index 7.70
Capitalization Index 4.70
Liquidity Index 1.30
Profitability Index 8.30
Stability Index 4.30
Company Info Horizon Bank, SSB
Austin, TX
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FDIC Number 3256
Phone Number (512) 637-5731
Website www.horizon.bank
Asset Quality Horizon Bank, SSB
Austin, TX
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1-Year Asset Growth -5.19%
5-Year Asset Growth 8.27%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Horizon Bank, SSB
Austin, TX
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Total Assets 2.35B
Total Deposits 2.06B
Capital and Reserves Horizon Bank, SSB
Austin, TX
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Capital 208.01M
Leverage Ratio 9.09
Loan Loss Reserves to Loans 1.73%
Risk-Based Capital Ratio 13.76
Liquidity Horizon Bank, SSB
Austin, TX
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Hot Money Ratio 8.87%
Liquidity Ratio 22.37%
Profitability Horizon Bank, SSB
Austin, TX
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5-Year Return on Average Assets 1.54%
Net Income 40.03M
Net Interest Spread 3.87%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 51.52%
Return on Assets 1.68%
Return on Equity 19.42%