C
National Cooperative Bank, N.A.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings National Cooperative Bank, N.A.
Hillsboro, OH
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Rating C
Asset Quality Index 6.60
Capitalization Index 9.60
Liquidity Index 1.00
Profitability Index 4.20
Stability Index 8.70
Company Info National Cooperative Bank, N.A.
Hillsboro, OH
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FDIC Number 32612
Phone Number (937) 393-4246
Website www.ncb.coop
Asset Quality National Cooperative Bank, N.A.
Hillsboro, OH
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1-Year Asset Growth 2.50%
5-Year Asset Growth 8.00%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 3.83%
Non-Performing Loans to Loans 0.58%
Balance Sheet National Cooperative Bank, N.A.
Hillsboro, OH
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Total Assets 3.93B
Total Deposits 3.35B
Capital and Reserves National Cooperative Bank, N.A.
Hillsboro, OH
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Capital 431.73M
Leverage Ratio 10.75
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 14.74
Liquidity National Cooperative Bank, N.A.
Hillsboro, OH
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Hot Money Ratio 7.91%
Liquidity Ratio 19.39%
Profitability National Cooperative Bank, N.A.
Hillsboro, OH
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5-Year Return on Average Assets 0.96%
Net Income 30.26M
Net Interest Spread 3.28%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 71.33%
Return on Assets 1.02%
Return on Equity 9.67%