C
National Cooperative Bank, N.A.
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings National Cooperative Bank, N.A.
Hillsboro, OH
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Rating C
Asset Quality Index 6.30
Capitalization Index 9.50
Liquidity Index 1.20
Profitability Index 3.90
Stability Index 8.70
Company Info National Cooperative Bank, N.A.
Hillsboro, OH
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FDIC Number 32612
Phone Number (937) 393-4246
Website www.ncb.coop
Asset Quality National Cooperative Bank, N.A.
Hillsboro, OH
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1-Year Asset Growth 4.90%
5-Year Asset Growth 8.00%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 4.59%
Non-Performing Loans to Loans 0.69%
Balance Sheet National Cooperative Bank, N.A.
Hillsboro, OH
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Total Assets 3.91B
Total Deposits 3.36B
Capital and Reserves National Cooperative Bank, N.A.
Hillsboro, OH
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Capital 413.82M
Leverage Ratio 10.68
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 14.44
Liquidity National Cooperative Bank, N.A.
Hillsboro, OH
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Hot Money Ratio 8.26%
Liquidity Ratio 21.55%
Profitability National Cooperative Bank, N.A.
Hillsboro, OH
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5-Year Return on Average Assets 0.96%
Net Income 11.17M
Net Interest Spread 3.13%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 70.71%
Return on Assets 1.15%
Return on Equity 10.94%