C
National Cooperative Bank, N.A.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings National Cooperative Bank, N.A.
Hillsboro, OH
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Rating C
Asset Quality Index 6.80
Capitalization Index 9.90
Liquidity Index 1.70
Profitability Index 4.90
Stability Index 8.70
Company Info National Cooperative Bank, N.A.
Hillsboro, OH
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FDIC Number 32612
Phone Number (937) 393-4246
Website www.ncb.coop
Asset Quality National Cooperative Bank, N.A.
Hillsboro, OH
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1-Year Asset Growth 8.73%
5-Year Asset Growth 7.12%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.34%
Non-Performing Loans to Loans 0.52%
Balance Sheet National Cooperative Bank, N.A.
Hillsboro, OH
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Total Assets 4.10B
Total Deposits 3.50B
Capital and Reserves National Cooperative Bank, N.A.
Hillsboro, OH
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Capital 451.45M
Leverage Ratio 10.93
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 15.44
Liquidity National Cooperative Bank, N.A.
Hillsboro, OH
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Hot Money Ratio 7.26%
Liquidity Ratio 22.80%
Profitability National Cooperative Bank, N.A.
Hillsboro, OH
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5-Year Return on Average Assets 0.96%
Net Income 47.66M
Net Interest Spread 3.34%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 69.56%
Return on Assets 1.19%
Return on Equity 11.26%