| Weiss Ratings |
First Savings Bank
Beresford, SD |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
First Savings Bank
Beresford, SD |
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| FDIC Number | 32629 | |||
| Phone Number | (605) 763-2009 | |||
| Website | www.firstsavingsbanks.bank/ | |||
| Asset Quality |
First Savings Bank
Beresford, SD |
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| 1-Year Asset Growth | 7.22% | |||
| 5-Year Asset Growth | 7.81% | |||
| 5-Year Charge-Offs to Average Loans | 4.30% | |||
| Charge-Offs to Average Loans | 4.09% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 3.19% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
First Savings Bank
Beresford, SD |
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| Total Assets | 1.59B | |||
| Total Deposits | 1.27B | |||
| Capital and Reserves |
First Savings Bank
Beresford, SD |
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| Capital | 307.62M | |||
| Leverage Ratio | 19.25 | |||
| Loan Loss Reserves to Loans | 5.38% | |||
| Risk-Based Capital Ratio | 26.82 | |||
| Liquidity |
First Savings Bank
Beresford, SD |
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| Hot Money Ratio | 15.66% | |||
| Liquidity Ratio | 18.80% | |||
| Profitability |
First Savings Bank
Beresford, SD |
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| 5-Year Return on Average Assets | 2.28% | |||
| Net Income | 20.52M | |||
| Net Interest Spread | 7.83% | |||
| Operating Profit to Average Assets | 3.36% | |||
| Overhead Efficiency Ratio | 41.65% | |||
| Return on Assets | 2.58% | |||
| Return on Equity | 13.74% | |||