| Weiss Ratings |
First Savings Bank
Beresford, SD |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
First Savings Bank
Beresford, SD |
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| FDIC Number | 32629 | |||
| Phone Number | (605) 763-2009 | |||
| Website | www.firstsavingsbanks.bank/ | |||
| Asset Quality |
First Savings Bank
Beresford, SD |
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| 1-Year Asset Growth | 4.22% | |||
| 5-Year Asset Growth | 13.15% | |||
| 5-Year Charge-Offs to Average Loans | 3.99% | |||
| Charge-Offs to Average Loans | 4.82% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 2.10% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
First Savings Bank
Beresford, SD |
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| Total Assets | 1.49B | |||
| Total Deposits | 1.20B | |||
| Capital and Reserves |
First Savings Bank
Beresford, SD |
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| Capital | 269.65M | |||
| Leverage Ratio | 18.33 | |||
| Loan Loss Reserves to Loans | 6.21% | |||
| Risk-Based Capital Ratio | 25.82 | |||
| Liquidity |
First Savings Bank
Beresford, SD |
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| Hot Money Ratio | 15.21% | |||
| Liquidity Ratio | 19.45% | |||
| Profitability |
First Savings Bank
Beresford, SD |
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| 5-Year Return on Average Assets | 2.29% | |||
| Net Income | 18.16M | |||
| Net Interest Spread | 8.01% | |||
| Operating Profit to Average Assets | 3.20% | |||
| Overhead Efficiency Ratio | 40.82% | |||
| Return on Assets | 2.46% | |||
| Return on Equity | 13.96% | |||