B
First National Bank of Huntsville
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.67
Return On
Assets
1.85%
Total
Assets
588.83M
Capital
76.14M
Total
Deposits
509.49M
Net
Income
10.23M
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Weiss Ratings First National Bank of Huntsville
Huntsville, TX 		Click to
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 8.90
Stability Index 7.00
Company Info First National Bank of Huntsville
Huntsville, TX 		Click to
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FDIC Number 3269
Phone Number (936) 295-5701
Website www.fnbhuntsvilletx.bank
Asset Quality First National Bank of Huntsville
Huntsville, TX 		Click to
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1-Year Asset Growth 5.67%
5-Year Asset Growth 2.00%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.06%
Balance Sheet First National Bank of Huntsville
Huntsville, TX 		Click to
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Total Assets 588.83M
Total Deposits 509.49M
Capital and Reserves First National Bank of Huntsville
Huntsville, TX 		Click to
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Capital 76.14M
Leverage Ratio 12.67
Loan Loss Reserves to Loans 2.01%
Risk-Based Capital Ratio --
Liquidity First National Bank of Huntsville
Huntsville, TX 		Click to
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Hot Money Ratio 14.31%
Liquidity Ratio 30.35%
Profitability First National Bank of Huntsville
Huntsville, TX 		Click to
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5-Year Return on Average Assets 0.99%
Net Income 10.23M
Net Interest Spread 4.36%
Operating Profit to Average Assets 2.30%
Overhead Efficiency Ratio 53.31%
Return on Assets 1.85%
Return on Equity 13.62%