B
First National Bank of Huntsville
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.18
Return On
Assets
1.71%
Total
Assets
554.10M
Capital
75.79M
Total
Deposits
474.78M
Net
Income
4.69M
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Weiss Ratings First National Bank of Huntsville
Huntsville, TX 		Click to
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.80
Stability Index 6.30
Company Info First National Bank of Huntsville
Huntsville, TX 		Click to
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FDIC Number 3269
Phone Number (936) 295-5701
Website www.fnbhuntsvilletx.bank
Asset Quality First National Bank of Huntsville
Huntsville, TX 		Click to
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1-Year Asset Growth 5.43%
5-Year Asset Growth 2.94%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.46%
Non-Performing Loans to Loans 0.04%
Balance Sheet First National Bank of Huntsville
Huntsville, TX 		Click to
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Total Assets 554.10M
Total Deposits 474.78M
Capital and Reserves First National Bank of Huntsville
Huntsville, TX 		Click to
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Capital 75.79M
Leverage Ratio 13.18
Loan Loss Reserves to Loans 1.81%
Risk-Based Capital Ratio --
Liquidity First National Bank of Huntsville
Huntsville, TX 		Click to
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Hot Money Ratio 14.23%
Liquidity Ratio 22.83%
Profitability First National Bank of Huntsville
Huntsville, TX 		Click to
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5-Year Return on Average Assets 0.99%
Net Income 4.69M
Net Interest Spread 4.29%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 55.56%
Return on Assets 1.71%
Return on Equity 12.84%