A
Merchants and Planters Bank
RaymondMS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merchants and Planters Bank
Raymond, MS
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 8.40
Stability Index 8.00
Company Info Merchants and Planters Bank
Raymond, MS
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FDIC Number 327
Phone Number (601) 857-8044
Website www.mpbank.net
Asset Quality Merchants and Planters Bank
Raymond, MS
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1-Year Asset Growth 11.96%
5-Year Asset Growth 31.18%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet Merchants and Planters Bank
Raymond, MS
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Total Assets 210.88M
Total Deposits 174.93M
Capital and Reserves Merchants and Planters Bank
Raymond, MS
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Capital 34.85M
Leverage Ratio 16.85
Loan Loss Reserves to Loans 2.13%
Risk-Based Capital Ratio --
Liquidity Merchants and Planters Bank
Raymond, MS
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Hot Money Ratio 14.41%
Liquidity Ratio 39.15%
Profitability Merchants and Planters Bank
Raymond, MS
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5-Year Return on Average Assets 1.21%
Net Income 1.66M
Net Interest Spread 4.23%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 62.15%
Return on Assets 1.57%
Return on Equity 9.86%