B
Helm Bank USA
MiamiFL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Helm Bank USA
Miami, FL
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 4.90
Stability Index 7.60
Company Info Helm Bank USA
Miami, FL
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FDIC Number 32718
Phone Number (305) 379-4356
Website www.helmbankusa.com
Asset Quality Helm Bank USA
Miami, FL
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1-Year Asset Growth 12.39%
5-Year Asset Growth 4.01%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.08%
Non-Performing Loans to Capital 7.87%
Non-Performing Loans to Loans 1.89%
Balance Sheet Helm Bank USA
Miami, FL
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Total Assets 1.14B
Total Deposits 1.02B
Capital and Reserves Helm Bank USA
Miami, FL
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Capital 106.80M
Leverage Ratio 11.60
Loan Loss Reserves to Loans 1.71%
Risk-Based Capital Ratio 30.95
Liquidity Helm Bank USA
Miami, FL
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Hot Money Ratio 31.23%
Liquidity Ratio 46.65%
Profitability Helm Bank USA
Miami, FL
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5-Year Return on Average Assets 0.81%
Net Income 7.91M
Net Interest Spread 3.97%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 70.29%
Return on Assets 0.93%
Return on Equity 10.77%