B
Austin Bank, Texas National Association
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
14.53
Return On
Assets
1.91%
Total
Assets
3.22B
Capital
477.80M
Total
Deposits
2.71B
Net
Income
59.96M
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Weiss Ratings Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 9.60
Stability Index 5.70
Company Info Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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FDIC Number 3276
Phone Number (903) 586-1526
Website www.austinbank.com
Asset Quality Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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1-Year Asset Growth 10.10%
5-Year Asset Growth 9.54%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 2.97%
Non-Performing Loans to Loans 0.59%
Balance Sheet Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Total Assets 3.22B
Total Deposits 2.71B
Capital and Reserves Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Capital 477.80M
Leverage Ratio 14.53
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Hot Money Ratio 19.19%
Liquidity Ratio 15.44%
Profitability Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 59.96M
Net Interest Spread 4.90%
Operating Profit to Average Assets 2.41%
Overhead Efficiency Ratio 53.98%
Return on Assets 1.91%
Return on Equity 13.39%