B
Austin Bank, Texas National Association
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
15.12
Return On
Assets
2.09%
Total
Assets
3.33B
Capital
504.38M
Total
Deposits
2.80B
Net
Income
34.10M
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Weiss Ratings Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 10.00
Stability Index 6.30
Company Info Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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FDIC Number 3276
Phone Number (903) 586-1526
Website www.austinbank.com
Asset Quality Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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1-Year Asset Growth 6.52%
5-Year Asset Growth 9.54%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 2.82%
Non-Performing Loans to Loans 0.59%
Balance Sheet Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Total Assets 3.33B
Total Deposits 2.80B
Capital and Reserves Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Capital 504.38M
Leverage Ratio 15.12
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio --
Liquidity Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Hot Money Ratio 17.41%
Liquidity Ratio 21.21%
Profitability Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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5-Year Return on Average Assets 1.57%
Net Income 34.10M
Net Interest Spread 5.21%
Operating Profit to Average Assets 2.65%
Overhead Efficiency Ratio 51.35%
Return on Assets 2.09%
Return on Equity 13.86%