B
Austin Bank, Texas National Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
14.36
Return On
Assets
1.82%
Total
Assets
3.21B
Capital
463.28M
Total
Deposits
2.72B
Net
Income
42.22M
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Weiss Ratings Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 9.60
Stability Index 5.70
Company Info Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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FDIC Number 3276
Phone Number (903) 586-1526
Website www.austinbank.com
Asset Quality Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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1-Year Asset Growth 10.13%
5-Year Asset Growth 11.43%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 2.69%
Non-Performing Loans to Loans 0.53%
Balance Sheet Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Total Assets 3.21B
Total Deposits 2.72B
Capital and Reserves Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Capital 463.28M
Leverage Ratio 14.36
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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Hot Money Ratio 19.16%
Liquidity Ratio 16.17%
Profitability Austin Bank, Texas National Association
Jacksonville, TX 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 42.22M
Net Interest Spread 4.85%
Operating Profit to Average Assets 2.30%
Overhead Efficiency Ratio 54.94%
Return on Assets 1.82%
Return on Equity 12.79%