B
First National Bank Texas
KilleenTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank Texas
Killeen, TX
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.20
Liquidity Index 5.50
Profitability Index 4.50
Stability Index 4.00
Company Info First National Bank Texas
Killeen, TX
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FDIC Number 3285
Phone Number (254) 554-6699
Website www.1stnb.com
Asset Quality First National Bank Texas
Killeen, TX
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1-Year Asset Growth 3.01%
5-Year Asset Growth 17.84%
5-Year Charge-Offs to Average Loans 1.04%
Charge-Offs to Average Loans 0.93%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.89%
Non-Performing Loans to Loans 0.41%
Balance Sheet First National Bank Texas
Killeen, TX
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Total Assets 4.33B
Total Deposits 3.81B
Capital and Reserves First National Bank Texas
Killeen, TX
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Capital 276.94M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 20.93
Liquidity First National Bank Texas
Killeen, TX
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Hot Money Ratio 7.10%
Liquidity Ratio 37.35%
Profitability First National Bank Texas
Killeen, TX
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5-Year Return on Average Assets 1.26%
Net Income 34.79M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 85.28%
Return on Assets 1.04%
Return on Equity 18.71%