B
National Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings National Bank & Trust
La Grange, TX
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Rating B
Asset Quality Index 9.00
Capitalization Index 9.80
Liquidity Index 3.70
Profitability Index 2.60
Stability Index 5.00
Company Info National Bank & Trust
La Grange, TX
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FDIC Number 3289
Phone Number (979) 968-3136
Website www.nbt-texas.bank
Asset Quality National Bank & Trust
La Grange, TX
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1-Year Asset Growth 6.23%
5-Year Asset Growth 2.16%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.79%
Non-Performing Loans to Loans 0.17%
Balance Sheet National Bank & Trust
La Grange, TX
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Total Assets 241.97M
Total Deposits 203.47M
Capital and Reserves National Bank & Trust
La Grange, TX
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Capital 20.64M
Leverage Ratio 10.83
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity National Bank & Trust
La Grange, TX
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Hot Money Ratio 22.14%
Liquidity Ratio 30.32%
Profitability National Bank & Trust
La Grange, TX
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5-Year Return on Average Assets 0.57%
Net Income 521.00K
Net Interest Spread 2.85%
Operating Profit to Average Assets 0.42%
Overhead Efficiency Ratio 82.71%
Return on Assets 0.42%
Return on Equity 5.06%