C
National Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings National Bank & Trust
La Grange, TX
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Rating C
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 2.50
Stability Index 5.10
Company Info National Bank & Trust
La Grange, TX
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FDIC Number 3289
Phone Number (979) 968-3136
Website www.nbt-texas.bank
Asset Quality National Bank & Trust
La Grange, TX
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1-Year Asset Growth 4.82%
5-Year Asset Growth 1.28%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.99%
Non-Performing Loans to Loans 0.22%
Balance Sheet National Bank & Trust
La Grange, TX
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Total Assets 233.15M
Total Deposits 189.92M
Capital and Reserves National Bank & Trust
La Grange, TX
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Capital 20.04M
Leverage Ratio 11.77
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity National Bank & Trust
La Grange, TX
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Hot Money Ratio 23.04%
Liquidity Ratio 30.87%
Profitability National Bank & Trust
La Grange, TX
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5-Year Return on Average Assets 0.66%
Net Income 771.00K
Net Interest Spread 2.76%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 81.37%
Return on Assets 0.44%
Return on Equity 5.46%