| Weiss Ratings |
National Bank & Trust
La Grange, TX |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 4.50 | |||
| Company Info |
National Bank & Trust
La Grange, TX |
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| FDIC Number | 3289 | |||
| Phone Number | (979) 968-3136 | |||
| Website | www.nbt-texas.bank | |||
| Asset Quality |
National Bank & Trust
La Grange, TX |
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| 1-Year Asset Growth | 12.03% | |||
| 5-Year Asset Growth | 2.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.85% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
National Bank & Trust
La Grange, TX |
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| Total Assets | 239.69M | |||
| Total Deposits | 196.10M | |||
| Capital and Reserves |
National Bank & Trust
La Grange, TX |
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| Capital | 20.50M | |||
| Leverage Ratio | 11.34 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
National Bank & Trust
La Grange, TX |
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| Hot Money Ratio | 22.34% | |||
| Liquidity Ratio | 31.82% | |||
| Profitability |
National Bank & Trust
La Grange, TX |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 1.19M | |||
| Net Interest Spread | 2.79% | |||
| Operating Profit to Average Assets | 0.51% | |||
| Overhead Efficiency Ratio | 80.35% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 6.19% | |||