| Weiss Ratings |
First Texas Bank
Lampasas, TX |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
First Texas Bank
Lampasas, TX |
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| FDIC Number | 3293 | |||
| Phone Number | (512) 556-3691 | |||
| Website | www.firsttexbank.com | |||
| Asset Quality |
First Texas Bank
Lampasas, TX |
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| 1-Year Asset Growth | 11.94% | |||
| 5-Year Asset Growth | 12.51% | |||
| 5-Year Charge-Offs to Average Loans | -0.06% | |||
| Charge-Offs to Average Loans | -0.09% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Texas Bank
Lampasas, TX |
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| Total Assets | 242.12M | |||
| Total Deposits | 216.41M | |||
| Capital and Reserves |
First Texas Bank
Lampasas, TX |
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| Capital | 23.76M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Risk-Based Capital Ratio | 24.45 | |||
| Liquidity |
First Texas Bank
Lampasas, TX |
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| Hot Money Ratio | 20.19% | |||
| Liquidity Ratio | 57.33% | |||
| Profitability |
First Texas Bank
Lampasas, TX |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 3.08M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 2.16% | |||
| Overhead Efficiency Ratio | 43.96% | |||
| Return on Assets | 1.71% | |||
| Return on Equity | 18.12% | |||