| Weiss Ratings |
First Texas Bank
Lampasas, TX |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
First Texas Bank
Lampasas, TX |
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| FDIC Number | 3293 | |||
| Phone Number | (512) 556-3691 | |||
| Website | www.firsttexbank.com | |||
| Asset Quality |
First Texas Bank
Lampasas, TX |
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| 1-Year Asset Growth | 3.34% | |||
| 5-Year Asset Growth | 8.04% | |||
| 5-Year Charge-Offs to Average Loans | -0.06% | |||
| Charge-Offs to Average Loans | -0.09% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Texas Bank
Lampasas, TX |
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| Total Assets | 238.29M | |||
| Total Deposits | 212.15M | |||
| Capital and Reserves |
First Texas Bank
Lampasas, TX |
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| Capital | 24.43M | |||
| Leverage Ratio | 10.05 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Risk-Based Capital Ratio | 23.60 | |||
| Liquidity |
First Texas Bank
Lampasas, TX |
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| Hot Money Ratio | 20.78% | |||
| Liquidity Ratio | 55.40% | |||
| Profitability |
First Texas Bank
Lampasas, TX |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 4.19M | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 2.20% | |||
| Overhead Efficiency Ratio | 43.16% | |||
| Return on Assets | 1.74% | |||
| Return on Equity | 18.20% | |||