| Weiss Ratings |
First Texas Bank
Lampasas, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Texas Bank
Lampasas, TX |
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| FDIC Number | 3293 | |||
| Phone Number | (512) 556-3691 | |||
| Website | www.firsttexbank.com | |||
| Asset Quality |
First Texas Bank
Lampasas, TX |
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| 1-Year Asset Growth | 8.60% | |||
| 5-Year Asset Growth | 8.04% | |||
| 5-Year Charge-Offs to Average Loans | -0.07% | |||
| Charge-Offs to Average Loans | -0.09% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Texas Bank
Lampasas, TX |
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| Total Assets | 259.70M | |||
| Total Deposits | 232.41M | |||
| Capital and Reserves |
First Texas Bank
Lampasas, TX |
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| Capital | 25.44M | |||
| Leverage Ratio | 10.14 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Risk-Based Capital Ratio | 23.63 | |||
| Liquidity |
First Texas Bank
Lampasas, TX |
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| Hot Money Ratio | 21.04% | |||
| Liquidity Ratio | 58.17% | |||
| Profitability |
First Texas Bank
Lampasas, TX |
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| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 2.37M | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 2.39% | |||
| Overhead Efficiency Ratio | 42.26% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 18.99% | |||