D
Bank47
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank47
Union Springs, AL
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Rating D
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 0.00
Stability Index 0.30
Company Info Bank47
Union Springs, AL
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FDIC Number 32968
Phone Number (334) 738-5322
Website www.bank-47.com
Asset Quality Bank47
Union Springs, AL
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1-Year Asset Growth 13.44%
5-Year Asset Growth 10.36%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 3.95%
Non-Performing Loans to Loans 1.27%
Balance Sheet Bank47
Union Springs, AL
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Total Assets 69.28M
Total Deposits 60.46M
Capital and Reserves Bank47
Union Springs, AL
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Capital 7.94M
Leverage Ratio 16.33
Loan Loss Reserves to Loans 2.73%
Risk-Based Capital Ratio 27.28
Liquidity Bank47
Union Springs, AL
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Hot Money Ratio 19.57%
Liquidity Ratio 32.96%
Profitability Bank47
Union Springs, AL
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5-Year Return on Average Assets -0.43%
Net Income -1.72M
Net Interest Spread 3.60%
Operating Profit to Average Assets -4.57%
Overhead Efficiency Ratio 198.80%
Return on Assets -4.57%
Return on Equity -40.21%