C
Gulf Coast Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
12.64
Leverage
Ratio
8.60
Return On
Assets
1.29%
Total
Assets
3.53B
Capital
291.98M
Total
Deposits
3.08B
Net
Income
22.35M
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Weiss Ratings Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Rating C
Asset Quality Index 4.10
Capitalization Index 6.60
Liquidity Index 3.60
Profitability Index 5.40
Stability Index 5.30
Company Info Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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FDIC Number 32974
Phone Number (504) 561-6100
Website www.gulfbank.com
Asset Quality Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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1-Year Asset Growth 5.97%
5-Year Asset Growth 17.04%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 1.42%
Non-Performing Loans to Capital 16.23%
Non-Performing Loans to Loans 2.07%
Balance Sheet Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Total Assets 3.53B
Total Deposits 3.08B
Capital and Reserves Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Capital 291.98M
Leverage Ratio 8.60
Loan Loss Reserves to Loans 1.97%
Risk-Based Capital Ratio 12.64
Liquidity Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Hot Money Ratio 14.50%
Liquidity Ratio 25.49%
Profitability Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 22.35M
Net Interest Spread 6.92%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 74.38%
Return on Assets 1.29%
Return on Equity 16.00%