C
Gulf Coast Bank and Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
12.39
Leverage
Ratio
8.46
Return On
Assets
1.17%
Total
Assets
3.42B
Capital
279.35M
Total
Deposits
2.97B
Net
Income
9.98M
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Weiss Ratings Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Rating C
Asset Quality Index 4.10
Capitalization Index 6.50
Liquidity Index 3.60
Profitability Index 4.60
Stability Index 5.30
Company Info Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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FDIC Number 32974
Phone Number (504) 561-6100
Website www.gulfbank.com
Asset Quality Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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1-Year Asset Growth 6.42%
5-Year Asset Growth 17.04%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 1.51%
Non-Performing Loans to Capital 17.25%
Non-Performing Loans to Loans 2.21%
Balance Sheet Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Total Assets 3.42B
Total Deposits 2.97B
Capital and Reserves Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Capital 279.35M
Leverage Ratio 8.46
Loan Loss Reserves to Loans 2.03%
Risk-Based Capital Ratio 12.39
Liquidity Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Hot Money Ratio 17.62%
Liquidity Ratio 25.63%
Profitability Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 9.98M
Net Interest Spread 6.85%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 77.17%
Return on Assets 1.17%
Return on Equity 14.63%