B
Gulf Coast Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
13.41
Leverage
Ratio
9.00
Return On
Assets
1.14%
Total
Assets
3.63B
Capital
310.96M
Total
Deposits
3.15B
Net
Income
40.18M
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Weiss Ratings Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Rating B
Asset Quality Index 4.90
Capitalization Index 7.00
Liquidity Index 3.70
Profitability Index 5.40
Stability Index 5.80
Company Info Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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FDIC Number 32974
Phone Number (504) 561-6100
Website www.gulfbank.com
Asset Quality Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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1-Year Asset Growth 7.69%
5-Year Asset Growth 11.62%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 0.85%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 8.50%
Non-Performing Loans to Loans 1.28%
Balance Sheet Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Total Assets 3.63B
Total Deposits 3.15B
Capital and Reserves Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Capital 310.96M
Leverage Ratio 9.00
Loan Loss Reserves to Loans 1.82%
Risk-Based Capital Ratio 13.41
Liquidity Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Hot Money Ratio 14.96%
Liquidity Ratio 25.90%
Profitability Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 40.18M
Net Interest Spread 7.02%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 74.37%
Return on Assets 1.14%
Return on Equity 13.82%