C
Gulf Coast Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
13.08
Leverage
Ratio
8.84
Return On
Assets
1.21%
Total
Assets
3.51B
Capital
302.44M
Total
Deposits
3.05B
Net
Income
31.83M
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Weiss Ratings Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Rating C
Asset Quality Index 4.50
Capitalization Index 6.80
Liquidity Index 3.50
Profitability Index 5.60
Stability Index 5.50
Company Info Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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FDIC Number 32974
Phone Number (504) 561-6100
Website www.gulfbank.com
Asset Quality Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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1-Year Asset Growth 5.77%
5-Year Asset Growth 17.04%
5-Year Charge-Offs to Average Loans 0.76%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 11.87%
Non-Performing Loans to Loans 1.64%
Balance Sheet Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Total Assets 3.51B
Total Deposits 3.05B
Capital and Reserves Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Capital 302.44M
Leverage Ratio 8.84
Loan Loss Reserves to Loans 2.04%
Risk-Based Capital Ratio 13.08
Liquidity Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Hot Money Ratio 14.10%
Liquidity Ratio 24.15%
Profitability Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 31.83M
Net Interest Spread 7.00%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 73.45%
Return on Assets 1.21%
Return on Equity 14.88%