B
Gulf Coast Bank and Trust Company
Rating Date
June 2026
Risk Based
Capital Ratio
13.47
Leverage
Ratio
9.02
Return On
Assets
0.91%
Total
Assets
3.71B
Capital
315.36M
Total
Deposits
3.24B
Net
Income
8.33M
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Weiss Ratings Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Rating B
Asset Quality Index 5.10
Capitalization Index 7.00
Liquidity Index 3.70
Profitability Index 3.40
Stability Index 7.30
Company Info Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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FDIC Number 32974
Phone Number (504) 561-6100
Website www.gulfbank.com
Asset Quality Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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1-Year Asset Growth 8.66%
5-Year Asset Growth 11.62%
5-Year Charge-Offs to Average Loans 0.85%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 1.10%
Non-Performing Loans to Capital 11.10%
Non-Performing Loans to Loans 1.61%
Balance Sheet Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Total Assets 3.71B
Total Deposits 3.24B
Capital and Reserves Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Capital 315.36M
Leverage Ratio 9.02
Loan Loss Reserves to Loans 1.91%
Risk-Based Capital Ratio 13.47
Liquidity Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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Hot Money Ratio 15.00%
Liquidity Ratio 26.55%
Profitability Gulf Coast Bank and Trust Company
New Orleans, LA 		Click to
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5-Year Return on Average Assets 1.17%
Net Income 8.33M
Net Interest Spread 6.84%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 74.62%
Return on Assets 0.91%
Return on Equity 10.64%