C
FCB Banks
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FCB Banks
Collinsville, IL
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Rating C
Asset Quality Index 7.60
Capitalization Index 6.00
Liquidity Index 2.90
Profitability Index 6.10
Stability Index 5.70
Company Info FCB Banks
Collinsville, IL
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FDIC Number 33005
Phone Number (618) 346-9000
Website www.fcbbanks.com
Asset Quality FCB Banks
Collinsville, IL
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1-Year Asset Growth 8.23%
5-Year Asset Growth 7.93%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 3.88%
Non-Performing Loans to Loans 0.33%
Balance Sheet FCB Banks
Collinsville, IL
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Total Assets 2.61B
Total Deposits 2.24B
Capital and Reserves FCB Banks
Collinsville, IL
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Capital 206.85M
Leverage Ratio 8.03
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 13.59
Liquidity FCB Banks
Collinsville, IL
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Hot Money Ratio 21.72%
Liquidity Ratio 14.58%
Profitability FCB Banks
Collinsville, IL
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5-Year Return on Average Assets 1.01%
Net Income 30.14M
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 53.17%
Return on Assets 1.58%
Return on Equity 20.16%