C
FCB Banks
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FCB Banks
Collinsville, IL
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Rating C
Asset Quality Index 7.30
Capitalization Index 6.00
Liquidity Index 2.70
Profitability Index 6.20
Stability Index 5.70
Company Info FCB Banks
Collinsville, IL
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FDIC Number 33005
Phone Number (618) 346-9000
Website www.fcbbanks.com
Asset Quality FCB Banks
Collinsville, IL
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1-Year Asset Growth 6.24%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 4.48%
Non-Performing Loans to Loans 0.40%
Balance Sheet FCB Banks
Collinsville, IL
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Total Assets 2.60B
Total Deposits 2.21B
Capital and Reserves FCB Banks
Collinsville, IL
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Capital 211.27M
Leverage Ratio 7.98
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 13.48
Liquidity FCB Banks
Collinsville, IL
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Hot Money Ratio 21.93%
Liquidity Ratio 9.73%
Profitability FCB Banks
Collinsville, IL
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5-Year Return on Average Assets 1.01%
Net Income 41.27M
Net Interest Spread 3.08%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 52.59%
Return on Assets 1.61%
Return on Equity 20.46%