| Weiss Ratings |
First Liberty Bank
Liberty, TX |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 5.80 | |||
| Company Info |
First Liberty Bank
Liberty, TX |
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| FDIC Number | 3301 | |||
| Phone Number | (936) 336-6471 | |||
| Website | flb.bank | |||
| Asset Quality |
First Liberty Bank
Liberty, TX |
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| 1-Year Asset Growth | 77.91% | |||
| 5-Year Asset Growth | 7.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.74% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
First Liberty Bank
Liberty, TX |
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| Total Assets | 857.94M | |||
| Total Deposits | 751.28M | |||
| Capital and Reserves |
First Liberty Bank
Liberty, TX |
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| Capital | 88.12M | |||
| Leverage Ratio | 10.56 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | 18.61 | |||
| Liquidity |
First Liberty Bank
Liberty, TX |
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| Hot Money Ratio | 20.78% | |||
| Liquidity Ratio | 31.53% | |||
| Profitability |
First Liberty Bank
Liberty, TX |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 2.19M | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 61.98% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 13.39% | |||