| Weiss Ratings |
First Liberty Bank
Liberty, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 6.70 | |||
| Company Info |
First Liberty Bank
Liberty, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 3301 | |||
| Phone Number | (936) 336-6471 | |||
| Website | flb.bank | |||
| Asset Quality |
First Liberty Bank
Liberty, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 80.08% | |||
| 5-Year Asset Growth | 25.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.78% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
First Liberty Bank
Liberty, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 866.37M | |||
| Total Deposits | 750.15M | |||
| Capital and Reserves |
First Liberty Bank
Liberty, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 97.59M | |||
| Leverage Ratio | 10.26 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | 17.13 | |||
| Liquidity |
First Liberty Bank
Liberty, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.19% | |||
| Liquidity Ratio | 18.81% | |||
| Profitability |
First Liberty Bank
Liberty, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 10.75M | |||
| Net Interest Spread | 4.63% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 60.28% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 12.52% | |||