C
First Peoples Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Peoples Bank
Pine Mountain, GA
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 6.70
Stability Index 6.30
Company Info First Peoples Bank
Pine Mountain, GA
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FDIC Number 33010
Phone Number (706) 663-2700
Website www.firstpeoplesbank.com
Asset Quality First Peoples Bank
Pine Mountain, GA
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1-Year Asset Growth 14.36%
5-Year Asset Growth 18.83%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.71%
Non-Performing Loans to Loans 0.17%
Balance Sheet First Peoples Bank
Pine Mountain, GA
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Total Assets 444.58M
Total Deposits 383.05M
Capital and Reserves First Peoples Bank
Pine Mountain, GA
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Capital 51.77M
Leverage Ratio 13.52
Loan Loss Reserves to Loans 1.53%
Risk-Based Capital Ratio 17.53
Liquidity First Peoples Bank
Pine Mountain, GA
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Hot Money Ratio 11.64%
Liquidity Ratio 24.59%
Profitability First Peoples Bank
Pine Mountain, GA
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5-Year Return on Average Assets 1.05%
Net Income 4.83M
Net Interest Spread 4.59%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 61.79%
Return on Assets 1.27%
Return on Equity 12.07%