C
The First National Bank of Lipan
LipanTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The First National Bank of Lipan
Lipan, TX
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Rating C
Asset Quality Index 8.60
Capitalization Index 7.40
Liquidity Index 5.10
Profitability Index 4.10
Stability Index 4.30
Company Info The First National Bank of Lipan
Lipan, TX
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FDIC Number 3303
Phone Number (254) 646-2244
Website --
Asset Quality The First National Bank of Lipan
Lipan, TX
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1-Year Asset Growth 2.86%
5-Year Asset Growth 5.10%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First National Bank of Lipan
Lipan, TX
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Total Assets 27.43M
Total Deposits 24.74M
Capital and Reserves The First National Bank of Lipan
Lipan, TX
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Capital 2.67M
Leverage Ratio 9.26
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 34.37
Liquidity The First National Bank of Lipan
Lipan, TX
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Hot Money Ratio 3.25%
Liquidity Ratio 76.37%
Profitability The First National Bank of Lipan
Lipan, TX
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5-Year Return on Average Assets 0.37%
Net Income 178.00K
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 74.69%
Return on Assets 0.88%
Return on Equity 9.20%