Major Rating Factors:
A current level of 12.7 percent of nonperforming loans to core capital combined with 19.0 percent from a year earlier contributes to the Fair asset quality (4.2).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (57%), comm re (20%), securities (8%), cash (3%), comm loans (1%), other (12%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
388 9th Street
Oakland, CA 94607
Oakland, CA 94607
Phone Number
(510) 268-8108
Year Founded
1990
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.