D
Gateway Bank, F.S.B.
OaklandCA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gateway Bank, F.S.B.
Oakland, CA
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Rating D
Asset Quality Index 4.30
Capitalization Index 9.40
Liquidity Index 0.30
Profitability Index 0.00
Stability Index 4.30
Company Info Gateway Bank, F.S.B.
Oakland, CA
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FDIC Number 33103
Phone Number (510) 268-8108
Website www.gatewayfsb.com
Asset Quality Gateway Bank, F.S.B.
Oakland, CA
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1-Year Asset Growth 11.07%
5-Year Asset Growth 19.85%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 16.83%
Non-Performing Loans to Loans 1.74%
Balance Sheet Gateway Bank, F.S.B.
Oakland, CA
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Total Assets 246.19M
Total Deposits 219.60M
Capital and Reserves Gateway Bank, F.S.B.
Oakland, CA
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Capital 23.47M
Leverage Ratio 10.58
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity Gateway Bank, F.S.B.
Oakland, CA
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Hot Money Ratio 55.02%
Liquidity Ratio 25.50%
Profitability Gateway Bank, F.S.B.
Oakland, CA
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5-Year Return on Average Assets -0.71%
Net Income -1.79M
Net Interest Spread 1.93%
Operating Profit to Average Assets -1.39%
Overhead Efficiency Ratio 173.74%
Return on Assets -1.39%
Return on Equity -14.86%