Colorado Federal Savings Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10). Excellent current capitalization (8.8 on a scale of 0 to 10) based on a risk-based capital ratio of 15.6 and a capital leverage ratio of 10.2.
Other Rating Factors:
A current level of 2.6 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (8.0). Weak liquidity 2.8, driven by a liquidity ratio of 13.3 percent and a “hot money” ratio of 28.9 percent.
Asset Mix:
Home mtgs (49%), securities (10%), cash (3%), comm re (1%), other (37%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Silver Queen Financial Services, Inc.
Investment Rating
--
Address
8400 East Prentice Avenue
Greenwood Village, CO 80111
Greenwood Village, CO 80111
Phone Number
(303) 793-3555
Year Founded
1990
FDIC Number
Largest Affiliates
No affiliate information available.