Colorado Federal Savings Bank
Major Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) based on a risk-based capital ratio of 16.6 and a capital leverage ratio of 9.8. A current level of 3.6 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (7.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). Fair liquidity 4.1, driven by a liquidity ratio of 21.2 percent and a “hot money” ratio of 21.9 percent.
Asset Mix:
Home mtgs (44%), securities (19%), cash (3%), comm re (1%), other (33%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Silver Queen Financial Services, Inc.
Investment Rating
--
Address
8400 East Prentice Avenue
Greenwood Village, CO 80111
Greenwood Village, CO 80111
Phone Number
(303) 793-3555
Year Founded
1990
FDIC Number
Largest Affiliates
No affiliate information available.