Heritage Bank, Inc.
| Weiss Ratings |
Heritage Bank, Inc.
Burlington, KY |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 5.10 | |||
| Company Info |
Heritage Bank, Inc.
Burlington, KY |
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| FDIC Number | 33119 | |||
| Phone Number | (859) 586-9200 | |||
| Website | www.ourheritage.bank | |||
| Asset Quality |
Heritage Bank, Inc.
Burlington, KY |
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| 1-Year Asset Growth | 2.79% | |||
| 5-Year Asset Growth | 18.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 1.48% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Heritage Bank, Inc.
Burlington, KY |
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| Total Assets | 1.82B | |||
| Total Deposits | 1.69B | |||
| Capital and Reserves |
Heritage Bank, Inc.
Burlington, KY |
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| Capital | 108.80M | |||
| Leverage Ratio | 8.52 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 11.84 | |||
| Liquidity |
Heritage Bank, Inc.
Burlington, KY |
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| Hot Money Ratio | 10.59% | |||
| Liquidity Ratio | 20.51% | |||
| Profitability |
Heritage Bank, Inc.
Burlington, KY |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 4.12M | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 66.17% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 15.53% | |||