Heritage Bank, Inc.
| Weiss Ratings |
Heritage Bank, Inc.
Burlington, KY |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 5.30 | |||
| Company Info |
Heritage Bank, Inc.
Burlington, KY |
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| FDIC Number | 33119 | |||
| Phone Number | (859) 586-9200 | |||
| Website | www.ourheritage.bank | |||
| Asset Quality |
Heritage Bank, Inc.
Burlington, KY |
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| 1-Year Asset Growth | 7.93% | |||
| 5-Year Asset Growth | 18.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 2.02% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Heritage Bank, Inc.
Burlington, KY |
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| Total Assets | 1.89B | |||
| Total Deposits | 1.72B | |||
| Capital and Reserves |
Heritage Bank, Inc.
Burlington, KY |
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| Capital | 125.07M | |||
| Leverage Ratio | 8.74 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 11.76 | |||
| Liquidity |
Heritage Bank, Inc.
Burlington, KY |
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| Hot Money Ratio | 11.52% | |||
| Liquidity Ratio | 17.98% | |||
| Profitability |
Heritage Bank, Inc.
Burlington, KY |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 13.87M | |||
| Net Interest Spread | 3.42% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 65.46% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 16.47% | |||