C
Woodlands Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.58
Leverage
Ratio
8.44
Return On
Assets
0.83%
Total
Assets
631.10M
Capital
45.35M
Total
Deposits
570.83M
Net
Income
3.91M
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Weiss Ratings Woodlands Bank
Williamsport, PA 		Click to
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Rating C
Asset Quality Index 2.70
Capitalization Index 6.40
Liquidity Index 2.70
Profitability Index 3.30
Stability Index 4.40
Company Info Woodlands Bank
Williamsport, PA 		Click to
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FDIC Number 33136
Phone Number (570) 327-5263
Website www.woodlandsbank.com
Asset Quality Woodlands Bank
Williamsport, PA 		Click to
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1-Year Asset Growth 1.74%
5-Year Asset Growth 8.92%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 2.73%
Non-Performing Loans to Capital 19.08%
Non-Performing Loans to Loans 3.79%
Balance Sheet Woodlands Bank
Williamsport, PA 		Click to
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Total Assets 631.10M
Total Deposits 570.83M
Capital and Reserves Woodlands Bank
Williamsport, PA 		Click to
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Capital 45.35M
Leverage Ratio 8.44
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 12.58
Liquidity Woodlands Bank
Williamsport, PA 		Click to
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Hot Money Ratio 10.01%
Liquidity Ratio 11.44%
Profitability Woodlands Bank
Williamsport, PA 		Click to
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5-Year Return on Average Assets 0.58%
Net Income 3.91M
Net Interest Spread 3.07%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 70.62%
Return on Assets 0.83%
Return on Equity 12.36%