C
Sound Banking Company
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sound Banking Company
Lakewood, WA
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 9.30
Stability Index 4.30
Company Info Sound Banking Company
Lakewood, WA
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FDIC Number 33183
Phone Number (253) 588-0100
Website www.soundbankingco.com
Asset Quality Sound Banking Company
Lakewood, WA
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1-Year Asset Growth 15.53%
5-Year Asset Growth -2.59%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.00%
Balance Sheet Sound Banking Company
Lakewood, WA
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Total Assets 51.42M
Total Deposits 45.88M
Capital and Reserves Sound Banking Company
Lakewood, WA
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Capital 5.40M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio 15.06
Liquidity Sound Banking Company
Lakewood, WA
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Hot Money Ratio 27.65%
Liquidity Ratio 16.46%
Profitability Sound Banking Company
Lakewood, WA
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5-Year Return on Average Assets 1.55%
Net Income 626.00K
Net Interest Spread 6.44%
Operating Profit to Average Assets 2.60%
Overhead Efficiency Ratio 57.76%
Return on Assets 2.60%
Return on Equity 22.56%