C
The First National Bank of McGregor
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of McGregor
McGregor, TX
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Rating C
Asset Quality Index 5.80
Capitalization Index 8.00
Liquidity Index 0.50
Profitability Index 4.90
Stability Index 3.70
Company Info The First National Bank of McGregor
McGregor, TX
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FDIC Number 3330
Phone Number (254) 840-2836
Website www.tfnbtx.com
Asset Quality The First National Bank of McGregor
McGregor, TX
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1-Year Asset Growth 11.24%
5-Year Asset Growth 16.81%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 5.72%
Non-Performing Loans to Loans 0.54%
Balance Sheet The First National Bank of McGregor
McGregor, TX
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Total Assets 987.73M
Total Deposits 895.23M
Capital and Reserves The First National Bank of McGregor
McGregor, TX
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Capital 86.74M
Leverage Ratio 9.68
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 13.85
Liquidity The First National Bank of McGregor
McGregor, TX
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Hot Money Ratio 24.73%
Liquidity Ratio 19.59%
Profitability The First National Bank of McGregor
McGregor, TX
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5-Year Return on Average Assets 0.92%
Net Income 2.50M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 62.20%
Return on Assets 1.02%
Return on Equity 11.68%