| Weiss Ratings |
The First National Bank of McGregor
McGregor, TX |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
The First National Bank of McGregor
McGregor, TX |
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| FDIC Number | 3330 | |||
| Phone Number | (254) 840-2836 | |||
| Website | www.tfnbtx.com | |||
| Asset Quality |
The First National Bank of McGregor
McGregor, TX |
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| 1-Year Asset Growth | 7.00% | |||
| 5-Year Asset Growth | 16.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 1.14% | |||
| Non-Performing Loans to Capital | 5.03% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
The First National Bank of McGregor
McGregor, TX |
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| Total Assets | 981.72M | |||
| Total Deposits | 876.82M | |||
| Capital and Reserves |
The First National Bank of McGregor
McGregor, TX |
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| Capital | 89.65M | |||
| Leverage Ratio | 10.06 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | 14.20 | |||
| Liquidity |
The First National Bank of McGregor
McGregor, TX |
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| Hot Money Ratio | 26.61% | |||
| Liquidity Ratio | 18.93% | |||
| Profitability |
The First National Bank of McGregor
McGregor, TX |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 5.02M | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 61.79% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 11.55% | |||