C
First Bank and Trust of Memphis
MemphisTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank and Trust of Memphis
Memphis, TX
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 8.80
Stability Index 8.00
Company Info First Bank and Trust of Memphis
Memphis, TX
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FDIC Number 3335
Phone Number (806) 259-3556
Website www.firstmemphis.com
Asset Quality First Bank and Trust of Memphis
Memphis, TX
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1-Year Asset Growth 108.97%
5-Year Asset Growth 3.14%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Bank and Trust of Memphis
Memphis, TX
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Total Assets 136.35M
Total Deposits 112.27M
Capital and Reserves First Bank and Trust of Memphis
Memphis, TX
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Capital 23.82M
Leverage Ratio 15.92
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 35.03
Liquidity First Bank and Trust of Memphis
Memphis, TX
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Hot Money Ratio 23.67%
Liquidity Ratio 75.05%
Profitability First Bank and Trust of Memphis
Memphis, TX
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5-Year Return on Average Assets 1.05%
Net Income 1.40M
Net Interest Spread 4.34%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 53.18%
Return on Assets 2.05%
Return on Equity 11.57%