B
Menard Bank
MenardTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Menard Bank
Menard, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.30
Profitability Index 8.70
Stability Index 3.80
Company Info Menard Bank
Menard, TX
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FDIC Number 3336
Phone Number (325) 396-4524
Website www.menardbank.com
Asset Quality Menard Bank
Menard, TX
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1-Year Asset Growth 1.08%
5-Year Asset Growth 18.93%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Menard Bank
Menard, TX
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Total Assets 86.11M
Total Deposits 78.84M
Capital and Reserves Menard Bank
Menard, TX
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Capital 7.14M
Leverage Ratio 12.27
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio --
Liquidity Menard Bank
Menard, TX
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Hot Money Ratio 17.29%
Liquidity Ratio 69.50%
Profitability Menard Bank
Menard, TX
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5-Year Return on Average Assets 1.35%
Net Income 1.37M
Net Interest Spread 2.77%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 43.39%
Return on Assets 2.18%
Return on Equity 33.97%