| Weiss Ratings |
The First National Bank of Mertzon
Mertzon, TX |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 7.00 | |||
| Company Info |
The First National Bank of Mertzon
Mertzon, TX |
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| FDIC Number | 3339 | |||
| Phone Number | (325) 835-4321 | |||
| Website | www.fnbmertzon.com | |||
| Asset Quality |
The First National Bank of Mertzon
Mertzon, TX |
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| 1-Year Asset Growth | -8.72% | |||
| 5-Year Asset Growth | 1.41% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The First National Bank of Mertzon
Mertzon, TX |
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| Total Assets | 487.06M | |||
| Total Deposits | 411.44M | |||
| Capital and Reserves |
The First National Bank of Mertzon
Mertzon, TX |
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| Capital | 74.62M | |||
| Leverage Ratio | 14.70 | |||
| Loan Loss Reserves to Loans | 2.16% | |||
| Risk-Based Capital Ratio | 91.63 | |||
| Liquidity |
The First National Bank of Mertzon
Mertzon, TX |
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| Hot Money Ratio | 10.54% | |||
| Liquidity Ratio | 52.11% | |||
| Profitability |
The First National Bank of Mertzon
Mertzon, TX |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 9.98M | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 2.37% | |||
| Overhead Efficiency Ratio | 30.19% | |||
| Return on Assets | 1.87% | |||
| Return on Equity | 14.13% | |||