| Weiss Ratings |
The First National Bank of Mertzon
Mertzon, TX |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
The First National Bank of Mertzon
Mertzon, TX |
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| FDIC Number | 3339 | |||
| Phone Number | (325) 835-4321 | |||
| Website | www.fnbmertzon.com | |||
| Asset Quality |
The First National Bank of Mertzon
Mertzon, TX |
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| 1-Year Asset Growth | -7.30% | |||
| 5-Year Asset Growth | 1.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The First National Bank of Mertzon
Mertzon, TX |
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| Total Assets | 500.29M | |||
| Total Deposits | 420.24M | |||
| Capital and Reserves |
The First National Bank of Mertzon
Mertzon, TX |
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| Capital | 78.91M | |||
| Leverage Ratio | 15.75 | |||
| Loan Loss Reserves to Loans | 1.77% | |||
| Risk-Based Capital Ratio | 78.10 | |||
| Liquidity |
The First National Bank of Mertzon
Mertzon, TX |
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| Hot Money Ratio | 9.70% | |||
| Liquidity Ratio | 49.48% | |||
| Profitability |
The First National Bank of Mertzon
Mertzon, TX |
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| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 4.29M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 2.18% | |||
| Overhead Efficiency Ratio | 31.20% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 11.19% | |||