| Weiss Ratings |
The First National Bank of Mertzon
Mertzon, TX |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 8.00 | |||
| Company Info |
The First National Bank of Mertzon
Mertzon, TX |
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| FDIC Number | 3339 | |||
| Phone Number | (325) 835-4321 | |||
| Website | www.fnbmertzon.com | |||
| Asset Quality |
The First National Bank of Mertzon
Mertzon, TX |
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| 1-Year Asset Growth | 5.12% | |||
| 5-Year Asset Growth | 1.97% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The First National Bank of Mertzon
Mertzon, TX |
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| Total Assets | 548.44M | |||
| Total Deposits | 473.87M | |||
| Capital and Reserves |
The First National Bank of Mertzon
Mertzon, TX |
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| Capital | 73.47M | |||
| Leverage Ratio | 13.53 | |||
| Loan Loss Reserves to Loans | 2.15% | |||
| Risk-Based Capital Ratio | 90.26 | |||
| Liquidity |
The First National Bank of Mertzon
Mertzon, TX |
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| Hot Money Ratio | 9.38% | |||
| Liquidity Ratio | 58.11% | |||
| Profitability |
The First National Bank of Mertzon
Mertzon, TX |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 7.90M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 2.48% | |||
| Overhead Efficiency Ratio | 26.28% | |||
| Return on Assets | 1.94% | |||
| Return on Equity | 15.15% | |||