C
Ledyard National Bank
NorwichVT
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ledyard National Bank
Norwich, VT
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Rating C
Asset Quality Index 8.20
Capitalization Index 4.60
Liquidity Index 1.20
Profitability Index 3.40
Stability Index 5.00
Company Info Ledyard National Bank
Norwich, VT
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FDIC Number 33418
Phone Number (802) 649-2050
Website ledyard.bank
Asset Quality Ledyard National Bank
Norwich, VT
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1-Year Asset Growth 9.63%
5-Year Asset Growth 18.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.41%
Non-Performing Loans to Loans 0.19%
Balance Sheet Ledyard National Bank
Norwich, VT
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Total Assets 1.03B
Total Deposits 849.81M
Capital and Reserves Ledyard National Bank
Norwich, VT
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Capital 72.89M
Leverage Ratio 8.05
Loan Loss Reserves to Loans 0.69%
Risk-Based Capital Ratio 12.33
Liquidity Ledyard National Bank
Norwich, VT
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Hot Money Ratio 22.11%
Liquidity Ratio 6.03%
Profitability Ledyard National Bank
Norwich, VT
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5-Year Return on Average Assets 0.86%
Net Income 4.80M
Net Interest Spread 2.70%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 79.61%
Return on Assets 0.65%
Return on Equity 9.06%