| Weiss Ratings |
Incommons Bank, National Association
Mexia, TX |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.60 | |||
| Company Info |
Incommons Bank, National Association
Mexia, TX |
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| FDIC Number | 3342 | |||
| Phone Number | (254) 562-3821 | |||
| Website | www.incommonsbank.com | |||
| Asset Quality |
Incommons Bank, National Association
Mexia, TX |
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| 1-Year Asset Growth | 3.01% | |||
| 5-Year Asset Growth | 7.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 2.04% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Incommons Bank, National Association
Mexia, TX |
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| Total Assets | 271.07M | |||
| Total Deposits | 223.62M | |||
| Capital and Reserves |
Incommons Bank, National Association
Mexia, TX |
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| Capital | 22.29M | |||
| Leverage Ratio | 9.37 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | 13.93 | |||
| Liquidity |
Incommons Bank, National Association
Mexia, TX |
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| Hot Money Ratio | 18.21% | |||
| Liquidity Ratio | 9.40% | |||
| Profitability |
Incommons Bank, National Association
Mexia, TX |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 2.53M | |||
| Net Interest Spread | 4.55% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 64.73% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 16.60% | |||