Citizens First Bank
| Weiss Ratings |
Citizens First Bank
The Villages, FL |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 9.20 | |||
| Company Info |
Citizens First Bank
The Villages, FL |
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| FDIC Number | 33440 | |||
| Phone Number | (352) 753-9515 | |||
| Website | www.citizensfb.com | |||
| Asset Quality |
Citizens First Bank
The Villages, FL |
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| 1-Year Asset Growth | 8.42% | |||
| 5-Year Asset Growth | 12.38% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.35% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Citizens First Bank
The Villages, FL |
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| Total Assets | 4.09B | |||
| Total Deposits | 3.45B | |||
| Capital and Reserves |
Citizens First Bank
The Villages, FL |
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| Capital | 463.65M | |||
| Leverage Ratio | 12.83 | |||
| Loan Loss Reserves to Loans | 1.73% | |||
| Risk-Based Capital Ratio | 20.82 | |||
| Liquidity |
Citizens First Bank
The Villages, FL |
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| Hot Money Ratio | 11.89% | |||
| Liquidity Ratio | 57.53% | |||
| Profitability |
Citizens First Bank
The Villages, FL |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 23.14M | |||
| Net Interest Spread | 2.70% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 53.01% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 10.58% | |||