A
Citizens First Bank
Rating Date
March 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens First Bank
The Villages, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 5.20
Stability Index 9.20
Company Info Citizens First Bank
The Villages, FL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 33440
Phone Number (352) 753-9515
Website www.citizensfb.com
Asset Quality Citizens First Bank
The Villages, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -2.66%
5-Year Asset Growth 13.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.24%
Non-Performing Loans to Loans 0.11%
Balance Sheet Citizens First Bank
The Villages, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 3.73B
Total Deposits 3.14B
Capital and Reserves Citizens First Bank
The Villages, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 376.61M
Leverage Ratio 12.16
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio 19.35
Liquidity Citizens First Bank
The Villages, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.83%
Liquidity Ratio 56.36%
Profitability Citizens First Bank
The Villages, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.62%
Net Income 43.18M
Net Interest Spread 2.66%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 51.75%
Return on Assets 1.11%
Return on Equity 13.60%
Weiss Ratings