| Weiss Ratings |
Oak Valley Community Bank
Oakdale, CA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 8.00 | |||
| Company Info |
Oak Valley Community Bank
Oakdale, CA |
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| FDIC Number | 33457 | |||
| Phone Number | (209) 848-2265 | |||
| Website | www.ovcb.com | |||
| Asset Quality |
Oak Valley Community Bank
Oakdale, CA |
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| 1-Year Asset Growth | 6.57% | |||
| 5-Year Asset Growth | 13.12% | |||
| 5-Year Charge-Offs to Average Loans | -0.05% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Oak Valley Community Bank
Oakdale, CA |
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| Total Assets | 1.92B | |||
| Total Deposits | 1.71B | |||
| Capital and Reserves |
Oak Valley Community Bank
Oakdale, CA |
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| Capital | 183.11M | |||
| Leverage Ratio | 10.67 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 15.55 | |||
| Liquidity |
Oak Valley Community Bank
Oakdale, CA |
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| Hot Money Ratio | 4.03% | |||
| Liquidity Ratio | 22.74% | |||
| Profitability |
Oak Valley Community Bank
Oakdale, CA |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 5.50M | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 1.46% | |||
| Overhead Efficiency Ratio | 62.30% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 12.02% | |||