Today's Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.6 and a capital leverage ratio of 8.9. A current level of 0.3 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Good asset quality (6.9).
Asset Mix:
Home mtgs (22%), comm re (21%), securities (18%), cash (11%), comm loans (3%), consumer loans (1%), home eq lns (1%), other (22%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mathias Bancshares, Inc.
Investment Rating
--
Address
432 Harmony Road
Huntsville, AR 72740
Huntsville, AR 72740
Phone Number
(479) 738-2147
Year Founded
1991
FDIC Number
Website
Largest Affiliates
No affiliate information available.