Crescent Bank
Major Rating Factors:
Operating profits as a percentage of assets at 3.5%, coupled with a return on assets of 2.7 has resulted in Fair (4.8) profitability. A current level of 12.7 percent of nonperforming loans to core capital combined with 13.7 percent from a year earlier contributes to the Weak asset quality (1.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.3 and a capital leverage ratio of 12.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (80%), securities (8%), cash (6%), comm loans (3%), home mtgs (3%), comm re (1%)
States with Branches:
AZ, LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CB&T Holding Corporation
Investment Rating
--
Address
1100 Poydras Street
New Orleans, LA 70163
New Orleans, LA 70163
Phone Number
(504) 556-5950
Year Founded
1991
FDIC Number
Website
Largest Affiliates
No affiliate information available.