Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 35.2 and a capital leverage ratio of 15.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 11.1%, coupled with a return on assets of 8.5 has resulted in Good (6.9) profitability. Good liquidity 5.7, driven by a liquidity ratio of 67.7 percent and a “hot money” ratio of 68.0 percent.
Asset Mix:
Securities (53%), cash (7%), consumer loans (6%), comm loans (4%), comm re (4%), home mtgs (2%), other (23%)
States with Branches:
AZ, LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CB&T Holding Corporation
Investment Rating
--
Address
2201 Veterans Blvd
Metairie, LA 70002
Metairie, LA 70002
Phone Number
(504) 556-5950
Year Founded
1991
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.