Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.6). Excellent current capitalization (8.1 on a scale of 0 to 10) based on a risk-based capital ratio of 59.9 and a capital leverage ratio of 13.1.
Other Rating Factors:
Good liquidity 5.7, driven by a liquidity ratio of 62.1 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10).
Asset Mix:
Securities (78%), cash (12%), other (10%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Charles Schwab Corporation
Investment Rating
--
Address
3000 Schwab Way
Westlake, TX 76262
Westlake, TX 76262
Phone Number
(877) 519-1403
Year Founded
1991
FDIC Number
Website
Largest Affiliates
No affiliate information available.