B
Charles Schwab Premier Bank, SSB
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Charles Schwab Premier Bank, SSB
Westlake, TX
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 5.40
Stability Index 5.80
Company Info Charles Schwab Premier Bank, SSB
Westlake, TX
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FDIC Number 33497
Phone Number (877) 519-1403
Website www.schwab.com
Asset Quality Charles Schwab Premier Bank, SSB
Westlake, TX
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1-Year Asset Growth -4.15%
5-Year Asset Growth 17.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Charles Schwab Premier Bank, SSB
Westlake, TX
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Total Assets 24.43B
Total Deposits 22.18B
Capital and Reserves Charles Schwab Premier Bank, SSB
Westlake, TX
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Capital 2.23B
Leverage Ratio 13.17
Loan Loss Reserves to Loans 0.00%
Risk-Based Capital Ratio 54.49
Liquidity Charles Schwab Premier Bank, SSB
Westlake, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 56.62%
Profitability Charles Schwab Premier Bank, SSB
Westlake, TX
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5-Year Return on Average Assets 0.71%
Net Income 182.00M
Net Interest Spread 2.24%
Operating Profit to Average Assets 1.77%
Overhead Efficiency Ratio 15.58%
Return on Assets 1.38%
Return on Equity 16.08%